Change of Car Insurance - time issue

theatretony

This may be a stupid question, but I have just sorted out my car insurance for the next year.
However when I cancelled it on the website (1st Central) you can only select a date and time, and midnight was not an option (date was greyed out). So my current insurance ends on the 17th June at 23.45 (latest time I could pick, and would not let me select the 18th) and the new insurance starts 18th June at midnight - 15 minutes later.

Is this going to be an issue, I will not be driving at this time, car will be parked up at home. Don't know if any automated system may flag the car as not insured and then get a fine!!

daveyjp

You will need to explain why you have 'cancelled' your existing policy.

They are usually for a year and expire at 11.59pm on the last day of the policy.  My current policy runs out tomorrow at 11.59pm.  I have renewed and the new policy starts at midnight the day after.

theatretony

The option to cancel was not there for 23.59, just 23.45 and would not allow me to select any later, think this is a fault with 1st Central website...

mgfvvc

I would be surprised if any automated systems would pick up a 15 minute gap in insurance. Even if they do, I believe the process starts with a warning letter. I don't think they go straight to a fine.

theatretony

All sorted now, with online chat...
Because I did the cancellation online, it picks that time.  What I should have done is switch off the auto-renewal and it would just lapse.  Agent changed it for me, so now happy.. thanks all