DMP advice please
Hi I’m new here I hope you can advise me please.
We have been on a DMP plan since 2011 (yes that long)! We owed about £60k and we are down to £6k I am quite proud of us for getting where we are despite the length of time that it’s been we have learnt so much.
My eldest DD is off to uni in September I am a tad worried about costs, I don’t have £6k to pay off the DMP balance.
I want it gone if I’m honest Is there a way around this?
It’s been too long to contest affordability but I have read on here people mentioning CCA and unenforceable debts?? New to me!
I don’t want anything to affect my ability to move house when DD finishes uni, we currently have a mortgage.
Any advice would be appreciate thanks 😊
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