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[Deleted User]
[Deleted User] Posts: 0 Newbie
Second Anniversary 10 Posts Name Dropper
edited 2 October 2023 at 4:50PM in Credit cards
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  • wiseonesomeofthetime
    wiseonesomeofthetime Posts: 2,520 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 12 June 2023 at 8:23PM
  • Late update but had a conversation with Barclays customer support about this, they said they're looking at supporting Google Pay for Barclaycard but had no timeline on when that might be.
  • Vortigern
    Vortigern Posts: 3,302 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    You can link a Curve card to your Barclaycard and use the Curve card on Google Pay. Effectively giving you Barclaycard purchases on Google Pay.
  • Vortigern said:
    You can link a Curve card to your Barclaycard and use the Curve card on Google Pay. Effectively giving you Barclaycard purchases on Google Pay.
    A workaround but not full protection. 

    Effectivly zero S75 cover and any chargebacks go via Curve and their customer service isn't always great. 
  • WillPS
    WillPS Posts: 5,147 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    edited 30 April 2024 at 5:24PM
    Vortigern said:
    You can link a Curve card to your Barclaycard and use the Curve card on Google Pay. Effectively giving you Barclaycard purchases on Google Pay.
    A workaround but not full protection. 

    Effectivly zero S75 cover and any chargebacks go via Curve and their customer service isn't always great. 
    You get equally little S75 cover with any payment under £100 via Google Pay.
  • GeoffTF
    GeoffTF Posts: 2,040 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 30 April 2024 at 5:24PM
    WillPS said:
    Vortigern said:
    You can link a Curve card to your Barclaycard and use the Curve card on Google Pay. Effectively giving you Barclaycard purchases on Google Pay.
    A workaround but not full protection. 

    Effectivly zero S75 cover and any chargebacks go via Curve and their customer service isn't always great. 
    You get equally little S75 cover with any payment via Google Pay.
    You do get full Section 75 cover with Google Pay:

  • WillPS
    WillPS Posts: 5,147 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    Duly edited.
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    100 Posts Name Dropper Photogenic
    edited 30 April 2024 at 5:24PM
    WillPS said:
    Vortigern said:
    You can link a Curve card to your Barclaycard and use the Curve card on Google Pay. Effectively giving you Barclaycard purchases on Google Pay.
    A workaround but not full protection. 

    Effectivly zero S75 cover and any chargebacks go via Curve and their customer service isn't always great. 
    You get equally little S75 cover with any payment under £100 via Google Pay.
    No.

    One party has the incentive to retain custom. The other doesn't. 

    Curve will be making a loss on the transaction by getting debit interchange whilst paying credit interchange and doing unpaid admin at every point of the chargeback going forward.

    Barclaycard will have the potential for lending money, cross selling and further interchange to make a profit.

     
  • WillPS
    WillPS Posts: 5,147 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    edited 30 April 2024 at 5:24PM
    WillPS said:
    Vortigern said:
    You can link a Curve card to your Barclaycard and use the Curve card on Google Pay. Effectively giving you Barclaycard purchases on Google Pay.
    A workaround but not full protection. 

    Effectivly zero S75 cover and any chargebacks go via Curve and their customer service isn't always great. 
    You get equally little S75 cover with any payment under £100 via Google Pay.
    No.

    One party has the incentive to retain custom. The other doesn't. 

    Curve will be making a loss on the transaction by getting debit interchange whilst paying credit interchange and doing unpaid admin at every point of the chargeback going forward.

    Barclaycard will have the potential for lending money, cross selling and further interchange to make a profit.

     
    I agree with every word you've written, but I don't know what it has to do with my point about payments under £100 not benefitting from S75...
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    100 Posts Name Dropper Photogenic
    edited 30 April 2024 at 5:24PM
    WillPS said:
    WillPS said:
    Vortigern said:
    You can link a Curve card to your Barclaycard and use the Curve card on Google Pay. Effectively giving you Barclaycard purchases on Google Pay.
    A workaround but not full protection. 

    Effectivly zero S75 cover and any chargebacks go via Curve and their customer service isn't always great. 
    You get equally little S75 cover with any payment under £100 via Google Pay.
    No.

    One party has the incentive to retain custom. The other doesn't. 

    Curve will be making a loss on the transaction by getting debit interchange whilst paying credit interchange and doing unpaid admin at every point of the chargeback going forward.

    Barclaycard will have the potential for lending money, cross selling and further interchange to make a profit.

     
    I agree with every word you've written, but I don't know what it has to do with my point about payments under £100 not benefitting from S75...
    Chargeback is ultimately a service - a profitable company and one that wants an ongoing relationship has more impetus to perform than a loss making company 😉
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