Guide for planning final years of life?

wibbler
Forumite Posts: 168
Forumite


I can't work out if this is the best place to post (apologies if this isn't it, please point me in the right direction!)
My wife and I both still have (thankfully) 2 living parents each, although they are all over 80 and getting increasingly in need of help around the house. More than that, we need to start looking for the best way for them to spend the last years of their life (we fear it is quite close to the end for at least one of them).
They are all proud and refuse most help, and live in their own houses. They can't really afford anything, so don't have spare money for a cleaner/gardener/carer (although strangely they have too much money to quality for most of the government help).
Is there a website/guide for those looking to plan for these last years? We are facing choices like: should they stay at home, is there a low-cost way to get a carer, should they go into a home, what options are available for their financial level, and so on.
I've looked on AgeUK, and I have to say I couldn't find a guide, but lots of different, unconnected articles.
Thanks in advance!
My wife and I both still have (thankfully) 2 living parents each, although they are all over 80 and getting increasingly in need of help around the house. More than that, we need to start looking for the best way for them to spend the last years of their life (we fear it is quite close to the end for at least one of them).
They are all proud and refuse most help, and live in their own houses. They can't really afford anything, so don't have spare money for a cleaner/gardener/carer (although strangely they have too much money to quality for most of the government help).
Is there a website/guide for those looking to plan for these last years? We are facing choices like: should they stay at home, is there a low-cost way to get a carer, should they go into a home, what options are available for their financial level, and so on.
I've looked on AgeUK, and I have to say I couldn't find a guide, but lots of different, unconnected articles.
Thanks in advance!
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Comments
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Not sure of a specific guide as TBH it all depends on individual circumstances as they arise.
One thing is to look at attendance allowance if they are needing more help - this is not means tested and many people use the money for cleaners / gardeners etc0 -
Assuming both sets of parents are knocking around in the family home which is costly to maintain and becoming difficult to run they really should consider downsizing to more appropriate accommodation. Whether that is a bungalow, assisted living or sheltered housing. Being asset rich but cash poor in your latter years is no fun.
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Keep_pedalling said:Assuming both sets of parents are knocking around in the family home which is costly to maintain and becoming difficult to run they really should consider downsizing to more appropriate accommodation. Whether that is a bungalow, assisted living or sheltered housing. Being asset rich but cash poor in your latter years is no fun.0
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wibbler said:Keep_pedalling said:Assuming both sets of parents are knocking around in the family home which is costly to maintain and becoming difficult to run they really should consider downsizing to more appropriate accommodation. Whether that is a bungalow, assisted living or sheltered housing. Being asset rich but cash poor in your latter years is no fun.Signature removed for peace of mind0
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Savvy_Sue said:wibbler said:Keep_pedalling said:Assuming both sets of parents are knocking around in the family home which is costly to maintain and becoming difficult to run they really should consider downsizing to more appropriate accommodation. Whether that is a bungalow, assisted living or sheltered housing. Being asset rich but cash poor in your latter years is no fun.0
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