Credit report says only 18 months at current address...

prowla

...but I've been here 30+ years!

I was just reading my creditkarma report and it says one of the areas of improvement will be when I've lived at least 5 years at my address; however, I moved here back in the 1990s.

It seems that the Council (re?)registered me on the Electoral Register 18 months ago, in Dec 2021.

I've never changed my name, not moved, have no other addresses, filled my registration cards, voted in elections, etc., so I'm not quite sure why that's apparently changed.

I'm wondering if it would have an effect were I to apply for credit.

My reported score is otherwise good.

Is it worth investigating to see what's gone on?

CliveOfIndia

It'll have zero impact on how lenders view you.  Ignore the rubbish spouted by the CRAs, also ignore the meaningless score - after all, they're not the ones lending you money.  It's your credit history that counts - as long as you've got a solid track record of responsible borrowing and repayment then there's nothing to worry about.

Yes, if you were changing address every few months this might be a cause for concern for some lenders.  But the situation you describe will not harm your credit record in the slightest.

DullGreyGuy

Have a look at your address history on your credit report. Has there been any reports of you living anywhere else?

As above, its the data that matters, not the score or their suggestions.