Unusual issue with LV= website

Kippets
Kippets Posts: 16 Forumite
Third Anniversary First Post
I am having an unusual situation with LV=, trying to get my car insured. Just LV=, all the other companies I've tried have been fine.

After entering all my details and clicking the "Get quote" button I have been getting the message "Sorry we can’t insure you…" with no details given.

However.... if I enter a different vehicle registration and click the "This car hasn’t been bought yet" box it will give me a quote without any bother. I can then add my own car on and it will give me a quote for both together! But if I then delete the other car it will once again bring up the "Sorry we can’t insure you…" message.

To me this seems to suggest that perhaps something is wrong with my DVLA record, but my V5 seems to be in order, my name and address are both 100% correct, and as I said other companies seem to have no problem giving me a quote.

Comments

  • EssexExile
    EssexExile Posts: 6,402 Forumite
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    Tall, dark & handsome. Well two out of three ain't bad.
  • Grumpy_chap
    Grumpy_chap Posts: 17,722 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    edited 10 June 2023 at 8:56PM
    Kippets said:
    I am having an unusual situation with LV=, trying to get my car insured. Just LV=, all the other companies I've tried have been fine.

    After entering all my details and clicking the "Get quote" button I have been getting the message "Sorry we can’t insure you…" with no details given.

    However.... if I enter a different vehicle registration and click the "This car hasn’t been bought yet" box it will give me a quote without any bother. I can then add my own car on and it will give me a quote for both together! But if I then delete the other car it will once again bring up the "Sorry we can’t insure you…" message.

    To me this seems to suggest that perhaps something is wrong with my DVLA record, but my V5 seems to be in order, my name and address are both 100% correct, and as I said other companies seem to have no problem giving me a quote.
    What is the real car and the fictitious car?

    If the real car is something exotic and the fictitious car more regular, it is possible that the real car simply does not match the LV profile of business growth required.

    If there is a reluctance for LV to quote, why not just go with another insurer?
  • Kippets
    Kippets Posts: 16 Forumite
    Third Anniversary First Post
    The real car is a humble Toyota Aygo, 5 years old, and the other car was a Kia Rio which belongs to a family member. I am over 30 with 9 years NCD and zero claims or convictions.

    I was particularly keen to get a price from LV as they were recommended to me as being willing to accommodate older drivers, unlike my current insurers, and I wanted to list a family member as a named driver.
  • Grumpy_chap
    Grumpy_chap Posts: 17,722 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Kippets said:
    I am over 30 

    recommended to me as being willing to accommodate older drivers, unlike my current insurers
    "over 30" is not "older drivers".
    Who are your current insurers that find your age a challenge?
  • GrumpyDil
    GrumpyDil Posts: 1,972 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Combo Breaker
    edited 11 June 2023 at 11:51AM
    Kippets said:
    I was particularly keen to get a price from LV as they were recommended to me as being willing to accommodate older drivers, unlike my current insurers, and I wanted to list a family member as a named driver.
    Kippets said:
    I am over 30 

    recommended to me as being willing to accommodate older drivers, unlike my current insurers
    "over 30" is not "older drivers".
    Who are your current insurers that find your age a challenge?
    I think OP means the family member
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