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I never know what debt to focus on...
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Thanks for all your help folks!0
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Can you make overpayments on the loan? I thought they were structured with a fairly rigid monthly payment due; or the obligatory option of settling in full.
If not, then it makes sense to hold back the payments (ie save the money, preferably in an interest-earning account somewhere) to repay the CC once its 0% rate expires. If you are relying on doing a BT to another 0% rate, bear in mind 1) this is revolving debt, 2) there will no doubt be a BT fee, probably in the range 3-5%, which needs to be taken into consideration.1
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