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Xbox live subscription

My bank card got hacked so need to cancel my Xbox subscription however I do not know email or password and cannot recover via Microsoft as they need associated email which my daughter cannot remember! If I were to cancel via the bank would it effect my credit rating as they may try and take payment in future as I didn’t actually cancel the subscription with them? Thanks 

Comments

  • powerful_Rogue
    powerful_Rogue Posts: 8,434 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    sophkitty said:
    My bank card got hacked so need to cancel my Xbox subscription however I do not know email or password and cannot recover via Microsoft as they need associated email which my daughter cannot remember! If I were to cancel via the bank would it effect my credit rating as they may try and take payment in future as I didn’t actually cancel the subscription with them? Thanks 
    Only if they take you to court and win, and you don't pay within 30 days.

  • magpies79
    magpies79 Posts: 416 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    My Xbox live is a month to month subscription so if you were to cancel with bank all
    that would happen is upon renewal for that month your just lose Xbox live 
    £2820/£4000 0% 24 months pay £150 HSBC
    £2,100/£3000 0% 27 months pay £150 M&S
    £3,050/£4000 0% 27 months pay £150 HALI
    £2,200/£7250 0% 14 months pay £60  RBS
    £990/£2000 28% Zable closed  £60 
    mortgage £22,000/£89,000 2 years left 
  • magpies79
    magpies79 Posts: 416 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    Just to add can’t you cancel it through your Xbox when you sign in or does it send you to the Microsoft website 
    £2820/£4000 0% 24 months pay £150 HSBC
    £2,100/£3000 0% 27 months pay £150 M&S
    £3,050/£4000 0% 27 months pay £150 HALI
    £2,200/£7250 0% 14 months pay £60  RBS
    £990/£2000 28% Zable closed  £60 
    mortgage £22,000/£89,000 2 years left 
  • sophkitty
    sophkitty Posts: 7 Forumite
    Third Anniversary First Post
    My kids made about 5 accounts and we have tried all emails we can think of but none at working so we have no idea which account it is to be able to cancel it 
  • magpies79
    magpies79 Posts: 416 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    Well unless it tried to take it and made you overdrawn but that’s a completely different problem Xbox live subscriptions are definitely not reported to credit files so if you cancel it it’s fine done it a million times when I’ve not renewed card details and failed to go out just cancels your subscription 
    £2820/£4000 0% 24 months pay £150 HSBC
    £2,100/£3000 0% 27 months pay £150 M&S
    £3,050/£4000 0% 27 months pay £150 HALI
    £2,200/£7250 0% 14 months pay £60  RBS
    £990/£2000 28% Zable closed  £60 
    mortgage £22,000/£89,000 2 years left 
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