Converting TSB Spend & Save to Spend & Save Plus

surreysaver

So, the automatically generated email says my new card and PIN are in the post. Can anyone confirm that I can continue to use my existing card? Will I actually be sent a new one? I don't really trust their systems to give me correct information.
Just I intend to milk TSB for every penny I can. They won't even give me a £100 interest free overdraft for me to milk, even though I have overdrafts with many other main-players in the 000s!

WillPS

Yes, you will be sent a new dark blue card. The PIN will be the same.

You can continue to use your current debit card until your new one arrives, but it will stop working within a few days of the new one arriving. 

If you intend to 'milk them for every penny' you'd be better opening a/several new Spend & Save account every 6 months for the full £5/month.

surreysaver

WillPS said:

Yes, you will be sent a new dark blue card. The PIN will be the same.

You can continue to use your current debit card until your new one arrives, but it will stop working within a few days of the new one arriving. 

If you intend to 'milk them for every penny' you'd be better opening a/several new Spend & Save account every 6 months for the full £5/month.

Does that work? I don't want to do anything outwith the T&Cs!

WillPS

surreysaver said:

WillPS said:

Yes, you will be sent a new dark blue card. The PIN will be the same.

You can continue to use your current debit card until your new one arrives, but it will stop working within a few days of the new one arriving. 

If you intend to 'milk them for every penny' you'd be better opening a/several new Spend & Save account every 6 months for the full £5/month.

Does that work? I don't want to do anything outwith the T&Cs!

Yep. You get 6 months of £5 cashbacks for each account. No upper limit on the number of accounts. Reportedly they will only run 1 credit search a day regardless of the number of applicants.

Applying for a silly amount (i.e. dozens in one day) is likely to result in being rejected for further accounts.

Each account will need a separate login. You might find that TSB merges them together, but more recently this hasn't happened.

If anyone comes up with a way of automating this (i.e. daily amazon top ups) I'd perhaps be more inclined to use the offer a little more than I do. I suppose I could have multiple Amazon accounts but that's veering in to faff territory again.