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Certainly no judgement from me, but is this the last chance saloon then sophie8916 to re-structure your debts so you can afford to put food on the table and meet all your credit commitments ?Sophie8916 said:
just nervousness about being declined
If it should all fall through now, or at any time in the future, we have a very good, dedicated bunch of folk on the debt free wannabe board who will only be too happy to advise you on ways to tackle your debts that doesn`t involve further borrowing.
That`s an open invitation to you Sophie, whenever you are ready.
Take care.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1
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