Onsavings.co.uk - Scam

Huhcally

So I just wanted to share my experiance, regarding a scale that has been started with payday loan companies and to warn people in the future about the signs.

I signed up for a payday loan about a month ago and was accepted. They’d asked for my details and requested a chargeback of 14p through my banking app, which I thought was to verify what was needed. The verification gone through, but I didn’t go ahead with the loan as the interest was ridiculous, so I didn’t accept.

Fast forward a month and I have a payment of £29.50 taken out of my account from a company called onsavings, never heard of them nor would I sign up to them as I already have a service that searches discounts for me. 

I called my bank to ask about this charge, got told that I’m not the first this to report this. They couldn’t do anything about this as I’d given my details for verification and therefore had accepted their services. The only way I would be able to get my money back was to call the “company” (I say company but in reality it isn’t that once I learnt more regarding it) 

I called them and before I could even say anything the agent started with “I assume you are here to cancel?”, cancel? I didn’t even verify who I was… after I’d given my details I proceeded to ask why they’d taken my money out of my account and what service I was paying for. The agent then said because I had not cancelled the service within 14 days they were unable to refund me. I made my thoughts clear and stated I didn’t pay for this service, I verified my bank details for a payday loan, therefore they had committed fraud by signing me up to it. 

I did some research regarding them, and lo and behold I was not the first to deal with them. 

If you search on trustpilot there is nearly 50 reviews from people that have gone through the same situation in the last 2 months

The go under different names as well and once I’d written my review I got a email asking for my details again. A hour later I’d then received my £29.50.

I just want to make people aware of this, this seems to be something new. I’ve learnt the hard way, but just be aware if you are asked for verification for your bank details, don’t give them! They are praying on vulnerable people who are desperate.

I wouldn’t be surprised if this PPI scam…

born_again

Go back to the original site & you will find that you have agreed to signup for a free trial & then they charge you a monthly fee. 
Contact them to cancel & ask for a refund.

https://onsavings.co.uk/contact

Will help other if you can say which site you were on in the 1st place 👍