PPI firm threatening CCJ
Years ago I was sent letters to an old address regarding PPI i could be owed. The letters came from TSB. I completed their forms and received a payout of over £5k.
Shortly after this, I started getting emails and letters from a company called UClaim4Me asking for payment as they had arranged my PPI. I had never engaged with this company, and told them as such. They began harassing me and bombarding me with letters and emails. I sent them an email asking to see proof that I had signed to agree to them pursuing PPI and they sent me a picture of an electronic signature that wasn't mine.
I accused them of forging my signature, and I never heard from them again. 4 years later, I started getting emails from a law firm, Waterloo Solutions, who told me that UClaim4Me had gone into administration, and they had taken over the collection of outstanding payment. I went back and forth with them as I had with the previous company, and they just kept asking for payment of £2289. Today, I have received an email telling me of their intention of taking this to court, and that I owe them £3523. I cannot have a CCJ against my name, but I fear myself against a law firm, will not work out in my favor.
The stress of this is making me sick, I feel suicidal tbh because I do not have this money, I am working hard to improve my credit score and I am struggling with the cost of living. I have expressed the fact that I never agreed to work with this company, but feel they have backed me into a corner to enter into a payment plan with them as a way of getting them to leave me alone.
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