Joint credit card

Sarahspangles

ging84 said:

Does anyone do a joint credit card, or atleast one where an additional card holder can have full access to it in their own banking app so they can manage it.

I've got a Lloyds credit card with my partner as additional card holder which we use for shopping / joint spending, I am the only one who can see what has been spent on it in the Lloyds app which isn't ideal but has been ok, but the cards expired last month and the new the additional card doesn't work online because there is no way to do the 2nd factor verification, I've tried to get Lloyds to update the contact number for it but still it doesn't work, so I'm looking at switching to somewhere else that can do it better. 

A truly joint credit card would be convenient for us too, but I don't think they're available. My OH is an additional cardholder on my Nationwide CC, he only uses it when we travel as there's no fee for use abroad. He's used it overseas since 2FA came in, but I'm now wondering if it would work online for online purchases if he wanted to use it e.g. if his own CC isn't working for some reason.