Tell travel insurance of positive COVID test?

Baled

Hi

I have a holiday due to commence in 6 weeks time - I booked it in February and bought medical travel insurance the day after.

Yesterday I tested positive for COVID so I'm isolating until I test negative - do I declare this to the travel insurance?

I need to call them to update them on the results of some recent investigative tests but I'm not sure what the position is exactly regarding testing positive etc. I've tried reading through the policy doc but it seems to be specific to cancelling within 14 days of trip date or curtailing your trip whilst there.

Thanks for any advice given.

TadleyBaggie

I don't think this needs to be reported to the insurance company, in 6 weeks time you will probably be 5 weeks past testing negative and have improved immunity. As far as I can recall, there isn't any requirement to even isolate any more.

Baled

Thanks. I suppose it's viewed along the same lines as flu now? Maybe there's a small risk of long COVID developing but I'm hoping all will be well in July. 

I wouldn't feel comfortable going out, even wearing a mask, knowing I have COVID. I'm lucky though, I work from home and have family/friends I can ask for help.

TELLIT01

There is no requirement to isolate or test for Covid so I see no reason to report it to your insurer.

I wonder what proportion of the population has never had obvious symptoms of Covid, therefore has never tested, but actually had Covid over the past 3 years

[Deleted User]

Thanks for doing the right thing and not spreading it.

katejo

[Deleted User] said:

Thanks for doing the right thing and not spreading it.

But that isn't really relevant here since the OP is talking about a trip several weeks away.

mr_stripey

Baled said:

Hi

I have a holiday due to commence in 6 weeks time - I booked it in February and bought medical travel insurance the day after.

Yesterday I tested positive for COVID so I'm isolating until I test negative - do I declare this to the travel insurance?

I need to call them to update them on the results of some recent investigative tests but I'm not sure what the position is exactly regarding testing positive etc. I've tried reading through the policy doc but it seems to be specific to cancelling within 14 days of trip date or curtailing your trip whilst there.

Thanks for any advice given.

I wouldn't tell them any more than I would report a cold or flu.

I don't think many people are even bothering with tests now. I think I might have had it the other week but didn't test and certainly wouldn't have told my insurance company even if i had

Baled

Thanks all. 

When I called them to update on other health stuff I did ask if positive tests should be declared and they said it's only necessary if you're hospitalised with COVID.

[Deleted User]

Baled said:

Thanks all. 

When I called them to update on other health stuff I did ask if positive tests should be declared and they said it's only necessary if you're hospitalised with COVID.

This is why I wear an FFP3 mask when traveling. Thanks again for isolating.

jimi_man

Baled said:

Thanks all. 

When I called them to update on other health stuff I did ask if positive tests should be declared and they said it's only necessary if you're hospitalised with COVID.

That sounds reasonable - I’d imagine that applies to any illness so it seems Covid is no longer being treated as a specific entity. At last!