Ppi claim after bereavement

Scottiesews

I had an email, or rather my late husband's account got one, from a company implying he could be due a tax refund. I did some online searching & the company seems legit. So I went on the gov web site but I can't fill anything in as I have absolutely no relevant information & my husband passed away 12 months ago. It is quite likely now I've thought about it that there may well be some tax due back. Given the sum the company suggest I'm tempted to follow through with them but wondered if there's an easy way via gov.co.uk given I have absolutely no paperwork or information?

Dazed_and_C0nfused

Scottiesews said:

I had an email, or rather my late husband's account got one, from a company implying he could be due a tax refund. I did some online searching & the company seems legit. So I went on the gov web site but I can't fill anything in as I have absolutely no relevant information & my husband passed away 12 months ago. It is quite likely now I've thought about it that there may well be some tax due back. Given the sum the company suggest I'm tempted to follow through with them but wondered if there's an easy way via gov.co.uk given I have absolutely no paperwork or information?

How could you claim a tax refund without knowing what to include on the R40 form 🤔

Likewise how could a third party claim a refund on your behalf if you cannot provide them with your taxable income details for the R40?

Brie

Do you mean that tax might be due if he had a claim to a bank a few years back for PPI?  In which case you could get some of the info from the bank presumably.

My understanding is that alot of these emails are basically phishing so you sign up for them to handle the tax claim in some way but essentially you are signing up for them to get a cut of all your tax refunds going forward.  

sheramber

These firms have no information as to whether there is any refund due.

They  take a gamble that there is money due and take a large part of it as their fee. 

If you have your husband's details- full name, date of birth and NI number then contact HMRC and ask if there is any redfund due. They can check his tax record and advise you.

If there is a tax refund due they will refund the full amount.


If the email refers to PPI that is not a tax refund.

PPI was a payment made when taking out a loan to cover your payments when you were sick.  

Did your husband ever take out any loans  or credit?

Do you any information about them?

Dazed_and_C0nfused

I suspect the op is referring to a refund of tax deducted from the statutory interest paid alongside a PPI refund.

Which I believe is normally claimed by completing an R40 (assuming a Self Assessment return isn't needed for some reason).  

I doubt a refund will be forthcoming without a completed R40.