Process to open a Natwest current account?

sebtomato

I requested an account via the website. Was asked to verify ID and submit other docs. It's now been complete for several days, but no email or further comms received. 

Am I supposed to receive the bank details by post now (as well as a debit card)?

Rob5342

I got an email to say it was open and the debit card arrived in the post a few days later. It told me my account number and sort code when I signed up, but I didn't make a note of it as I assumed they would confirm it in an email or letter, however they didn't. I used the chat on their website to ask for the account details and then registered for online bankimg

It's a pretty poor process, especially compared to modern banks like Starling where it's all done smoothly in the app.

sebtomato

Rob5342 said:

I got an email to say it was open and the debit card arrived in the post a few days later. 

Thanks. How long did you have to wait between your ID verification and getting an email saying account was open?

Rob5342

It was late the next day as far as I remember.

Se1Lad

I found the account opening straight forward - the account was open within 24 hours.  Only problem I had was it linked to an old NatWest customer number from years ago and they weren’t able to generate a new activation code or unlock online banking.  In the end they had to delete my old online banking account and I had to wait 48 hours and try registering again.  This worked fine and I had full access before the current account switch completed.  I think I will keep this account as I’ll make £96 profit in rewards each year  and the regular saver is decent.

PauletteH

Se1Lad said:

  I think I will keep this account as I’ll make £96 profit in rewards each month and the regular saver is decent.

£96 a month sounds great - which Natwest account do I need for that please?

Se1Lad

PauletteH said:

Se1Lad said:

  I think I will keep this account as I’ll make £96 profit in rewards each month and the regular saver is decent.

£96 a month sounds great - which Natwest account do I need for that please?

Typo fixed - £96 per year with the premier rewards account!

PauletteH

You had me all excited 

gallifreyangirl

How you making the £8 a month on it? £96 sounds great if it was the profit. 😂

PauletteH

gallifreyangirl said:

How you making the £8 a month on it? £96 sounds great if it was the profit. 😂

It is the premier rewards account. I don’t qualify for this account

Se1Lad

gallifreyangirl said:

How you making the £8 a month on it? £96 sounds great if it was the profit. 😂

It’s 2 x £4.50 for 2 direct debits, plus £1 for logging into the account, less £2 fee = £8 per month