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Hard Search on Credit Report
Doublecheck
Posts: 1 Newbie
Hi
I received a warning that a hard search had been conducted on my credit report. I won't mention the name of the credit referencing agency. As I have not taken out any new credit or loan, and have not done so for many years, I became very concerned. My thought is that possibly somebody has stolen my identity. The name of the organisation conducting the hard search is as follows: Natwest - Internet - SIs & Accnt Opng. Has anybody heard of this, or had a similar experience? My bank is currently looking into this as it may be the case that somebody is trying to take out credit or a loan using my personal identify. I'd be grateful for any views, comments or advice. Thank you so much!
I received a warning that a hard search had been conducted on my credit report. I won't mention the name of the credit referencing agency. As I have not taken out any new credit or loan, and have not done so for many years, I became very concerned. My thought is that possibly somebody has stolen my identity. The name of the organisation conducting the hard search is as follows: Natwest - Internet - SIs & Accnt Opng. Has anybody heard of this, or had a similar experience? My bank is currently looking into this as it may be the case that somebody is trying to take out credit or a loan using my personal identify. I'd be grateful for any views, comments or advice. Thank you so much!
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Comments
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is that SLS?
Old enough to know better...........0 -
Old enough to know better...........0
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Doublecheck said:Hi
I received a warning that a hard search had been conducted on my credit report. I won't mention the name of the credit referencing agency. As I have not taken out any new credit or loan, and have not done so for many years, I became very concerned. My thought is that possibly somebody has stolen my identity. The name of the organisation conducting the hard search is as follows: Natwest - Internet - SIs & Accnt Opng. Has anybody heard of this, or had a similar experience? My bank is currently looking into this as it may be the case that somebody is trying to take out credit or a loan using my personal identify. I'd be grateful for any views, comments or advice. Thank you so much!
Contact NatWest in writing. You could ask them over DM on social media, or via a written complaint. They'll investigate, and if they agree it should be removed. I imagine it was a soft search or some kind of identity check, logged incorrectly, but as you say it could be a fraudulent application.If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.0
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