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Current Account Switch

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If I have two or more current accounts with the same bank, can I switch one of them away while keeping the others?

For example, if I open an additional current account with Starling/Chase, can I switch one of them away to gain the switching offer of another bank?
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Comments

  • pridehappy
    pridehappy Posts: 340 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Of course! That’s completely possible, and what many of us do regularly. It’s only that one selected current account which is switched.
  • Rob5342
    Rob5342 Posts: 2,416 Forumite
    1,000 Posts Third Anniversary Name Dropper
    edited 23 May 2023 at 9:58PM
    There's no problem doing that, switches are done 1:1.
  • ForumUser7
    ForumUser7 Posts: 2,438 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    edited 23 May 2023 at 10:54PM
    Pretty sure you cannot switch in or out of an additional personal current account with starling

    Edit - you can’t (https://help.starlingbank.com/personal/topics/additional-gbp-account/who-can-get-an-additional-personal-current-account/)


    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • Pretty sure you cannot switch in or out of an additional personal current account with starling

    Edit - you can’t (https://help.starlingbank.com/personal/topics/additional-gbp-account/who-can-get-an-additional-personal-current-account/)


    Thanks for finding this!

    Has anyone tried switching out of one Chase account while keeping the others?
  • Catplan
    Catplan Posts: 411 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Pretty sure you cannot switch in or out of an additional personal current account with starling

    Edit - you can’t (https://help.starlingbank.com/personal/topics/additional-gbp-account/who-can-get-an-additional-personal-current-account/)


    Thanks for finding this!

    Has anyone tried switching out of one Chase account while keeping the others?
    Chase aren’t part of https://www.currentaccountswitch.co.uk/banks-building-societies
  • ForumUser7
    ForumUser7 Posts: 2,438 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    edited 23 May 2023 at 11:31PM
    Catplan said:
    Pretty sure you cannot switch in or out of an additional personal current account with starling

    Edit - you can’t (https://help.starlingbank.com/personal/topics/additional-gbp-account/who-can-get-an-additional-personal-current-account/)


    Thanks for finding this!

    Has anyone tried switching out of one Chase account while keeping the others?
    Chase aren’t part of https://www.currentaccountswitch.co.uk/banks-building-societies
    Chase has recently joined (source incoming)

    EDIT - source ~ https://www.chase.co.uk/gb/en/support/switching-to-chase/


    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • ForumUser7
    ForumUser7 Posts: 2,438 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Pretty sure you cannot switch in or out of an additional personal current account with starling

    Edit - you can’t (https://help.starlingbank.com/personal/topics/additional-gbp-account/who-can-get-an-additional-personal-current-account/)


    Thanks for finding this!

    Has anyone tried switching out of one Chase account while keeping the others?
    No worries!

    Chase has recently joined (yesterday IIRC) so I doubt anyone has fully completed a CASS switch yet. They also reportedly haven’t fully rolled it out (only rolled out to some users thus far).

    Reports indicate you likely can, see ~ https://community.monzo.com/t/chase-bank-uk-chat/112518/6476

    Other posts report chase is strict on banning accounts though, so you’ll need to think if it is worth the risk to you.
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • FrankMT
    FrankMT Posts: 12 Forumite
    10 Posts First Anniversary
    Any update on this?  As in, has anyone tried it successfully: opening a secondary account linked to the Chase debit card and using CASS to switch that secondary Chase account to, say, First Direct to get the £175 switch incentive... without losing your main Chase account and its benefits (linked Saver and cashback, etc.)?
  • dealyboy
    dealyboy Posts: 1,927 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Just to note I have switched several Santander 'everyday current accounts' and Nationwide 'flex accounts'. You can hold a number of them concurrently ... Santander (no limit) Nationwide (max 4 current accounts).
  • Tharweb
    Tharweb Posts: 1,195 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    FrankMT said:
    Any update on this?  As in, has anyone tried it successfully: opening a secondary account linked to the Chase debit card and using CASS to switch that secondary Chase account to, say, First Direct to get the £175 switch incentive... without losing your main Chase account and its benefits (linked Saver and cashback, etc.)?

    Thinking of doing it myself, it took seconds to open an account, but I was told the main account would close, however, I've seen a couple of post elsewhere where people have alleged to have done this successfully. They just didn't give the debit card number and the say main account stayed open. 

    This site has saved me a fortune :money: ...it's also cost me a fortune! :doh:
    © Tharweb 2006 :D
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