How do you switch a Joint Bank account to Natwest?

Tom_Bradbury

I am trying to switch a joint bank account to Natwest, but it appears they don't allow you to apply for a new joint account.  What they suggest is to open a sole account and then add the second account holder later.  However, it then doesn't allow me to switch the existing joint account with our old bank to a sole account with Natwest, as they say to switch, it has to be joint to joint, and not sole to joint, but I can't apply for a joint account.  I'm going around in circles.  

Can I open a sole account but not use the switching service, and then add a joint account holder, and then switch our joint account to Natwest later?  If so, do we still get the £200 incentive payment (the only reason why we are doing it!!).  

Could Natwest have made it more difficult?  Doesn't bode well.....

money4sb

  

Can I open a sole account but not use the switching service, and then add a joint account holder, and then switch our joint account to Natwest later?  If so, do we still get the £200 incentive payment (the only reason why we are doing it!!).  

Could Natwest have made it more difficult?  Doesn't bode well.....

I've been down this road and you're right, it's a nightmare.  However, in answer to the question you posed above... YES.
Open the sole without a switch, then add the other person, then do the joint switch later.
Natwest told me their system isn't set up properly...blah blah...

Anyway, keep persevering.  You're actually better off opening a sole account each and get 2 x £200 is my advise.  It worked for us.

Rob5342

I.agree with money4sb, it's normally better to keep your main banking in one place and each have donor accounts you switch around for bonuses. Between us my wife and I have made about £1600 through switching.

RN61

It's worth keeping a couple of joint accounts to hand as well. One reason why is recent Nationwide and CoOp  switch / referral offers which allowed sole account holders to receive a switching reward AND rewarded same two people as joint account holders for switching a joint account in as well.