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Travel insurance - cholesterol/BP

Clive_Woody
Posts: 5,911 Forumite


I have travel insurance through my Natiowide Flexplus account. I am not on any medication but I have annual blood tests as my cholesterol is 5.7, borderline high but no medication prescribed. Similarly my BP is borderline high, but no treatment prescribed by my GP.
Is this something I would need to phone my insurers and declare, and if so is this likely to prohibit them offering insurance?
Is this something I would need to phone my insurers and declare, and if so is this likely to prohibit them offering insurance?
"We act as though comfort and luxury are the chief requirements of life, when all that we need to make us happy is something to be enthusiastic about” – Albert Einstein
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Comments
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Check the details of the policy on line. Most will list items which they don't need to be informed about.
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They will have a definition of what they consider high is and so will be declarable if its above this1
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It is better to play safe and advise them rather than risk a claim being refused because you haven't told them.
These conditions wonlt stop them offering you cover but may result in an increase premium.1 -
Called them and they confirmed if no meds and only an annual check-up then no impact on the policy. It was recorded to confirm that we had the discussion, so all good"We act as though comfort and luxury are the chief requirements of life, when all that we need to make us happy is something to be enthusiastic about” – Albert Einstein1
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