Travel insurance - cholesterol/BP

I have travel insurance through my Natiowide Flexplus account. I am not on any medication but I have annual blood tests as my cholesterol is 5.7, borderline high but no medication prescribed. Similarly my BP is borderline high, but no treatment prescribed by my GP.

Is this something I would need to phone my insurers and declare, and if so is this likely to prohibit them offering insurance?
"We act as though comfort and luxury are the chief requirements of life, when all that we need to make us happy is something to be enthusiastic about” – Albert Einstein

Comments

  • TELLIT01
    TELLIT01 Posts: 17,792 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper PPI Party Pooper
    Check the details of the policy on line.  Most will list items which they don't need to be informed about.
  • DullGreyGuy
    DullGreyGuy Posts: 17,366 Forumite
    10,000 Posts Second Anniversary Name Dropper
    They will have a definition of what they consider high is and so will be declarable if its above this
  • sheramber
    sheramber Posts: 21,711 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    It is better to play safe and  advise them rather than risk a claim being refused because you haven't told them.

    These conditions wonlt stop them offering you cover but may result in an increase premium.
  • Clive_Woody
    Clive_Woody Posts: 5,911 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Called them and they confirmed if no meds and only an annual check-up then no impact on the policy. It was recorded to confirm that we had the discussion, so all good  :)
    "We act as though comfort and luxury are the chief requirements of life, when all that we need to make us happy is something to be enthusiastic about” – Albert Einstein
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 349.9K Banking & Borrowing
  • 252.7K Reduce Debt & Boost Income
  • 453.1K Spending & Discounts
  • 242.9K Work, Benefits & Business
  • 619.8K Mortgages, Homes & Bills
  • 176.4K Life & Family
  • 255.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.