REMINDER! end December is nigh - Any outstanding promo Balance Transfers expiring?

peterbaker

I am an old hand at exploiting promotional balance transfers, but every year at this time of year I find myself chasing my tail a bit to avoid incurring EXHORBITANT interest rates because so many BT promo rates expire in December.

In particular, it is very easy to forget those companies who have lulled you into paperless/internet only statements.

Amongst others, I have just been speaking to MINT. I have overshot an expiry date by a week (or will have done so by the time my debit card payment hits). That's probably cost me a tenner in increased interest. I perceived absolutely no warning of this other than that long forgotten verbal agreement 6 months ago to accept the promo in the first place.

Before there are no banking days left this year - DO check your promo rates aren't expiring!

Then settle down to a very Happy Christmas!

:santa2:

Milarky

Use a calendar to plan any or all payments - see here - including the last? Ask and make a note of the promo end date at the outset somewhere you will be able to lay hands on it (like on the statement showing the original transfer) If statements are paperless why not print one off and put a date on it and file it with your paper statements?

peterbaker

Yeah yeah ... things to do, places to go, stuff to remember, reminders welcome :money: