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Part Settle or Fully Settle Debts?

freddie2020
freddie2020 Posts: 25 Forumite
Third Anniversary 10 Posts
edited 15 May 2023 at 5:40PM in Credit file & ratings
Hi,

Lets say I had a Credit Card Debt with Natwest - that is over 6 years old.

And I choose to part settle it.

Even though over 6 years old, would still be on file with Natwest.
And say I applied for a mortgage with them.

I am guessing a full settlement would look better to them than a part settle?
Or is part / fully settled over the 6 years - viewed at the same?


Thanks


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