Electoral roll not getting updated in Credit Karma/TransUnion

jkcool

Have you found any issues with Credit Karma not been able to update Electoral Address in the credit file ?  It have updated my address in February and it is not getting reflected in Credit Karma. Both ClearScore and MSE Credit club updated my Electoral roll in March itself. 

Is Credit Karma generally this slow ?  Or without raising a dispute with TransUnion, this might not get resolved ? The only reason I might want to get it updated because if I want to apply for a loan or a new credit card and if the organisation uses TransUnion, there might be an effect on the outcome. 

MattMattMattUK

jkcool said:

Have you found any issues with Credit Karma not been able to update Electoral Address in the credit file ?  It have updated my address in February and it is not getting reflected in Credit Karma. Both ClearScore and MSE Credit club updated my Electoral roll in March itself. 

Is Credit Karma generally this slow ?  Or without raising a dispute with TransUnion, this might not get resolved ? The only reason I might want to get it updated because if I want to apply for a loan or a new credit card and if the organisation uses TransUnion, there might be an effect on the outcome. 

Sometimes electoral roll updates can take a while, it depends on when the council reports to the CRA, how big the batches are and how the are applied. They might update Experian monthly, Transunion quarterly and Equifax every six months. It will get resolved in the end, but it might take some time.

Froggy8

I moved to my new home on november 2022 and it took me about 3 weeks to get me on the electoral roll. It finally showed up on my karma and experian but not transunion, I find that strange as karma pulls the information from transunion but yet uts not showing on transunion.

So for my electoral roll to show on karma, It took about 6 months to show on my report.

[Deleted User]

I had the same problem after moving address. If you email them they will help you get it sorted. 

jkcool

Deleted_User said:

I had the same problem after moving address. If you email them they will help you get it sorted. 

You meant the Credit Karma guys or raise a dispute with TransUnion?