New driver insurance and black box

bobbybuttons

Any tips on looking for new driver insurance . My son passed his test today and we had a quote to change his learner insurance over and it was a silly price so we've got to cancel it . The Cheapest I've found is  £896 for his Citroen c1 with a ticker black box with 2 additional parent drivers added . Any tips on who to look out for going direct possibly without a black box as some of the reviews look a bit scary and my son's job means he's on the road coming back from work at like 1am at least 3 days a week and there black boxes don't like to see people out at that time and mark you down .
Thanks  

DullGreyGuy

Use the same methods as getting any other car insurance... check the aggregators like confused.com and check the big players that arent on them like Direct Line, Aviva etc

Name absolutely any mainstream insurer on here and you'll get some saying they had great prices from them and others saying they had terrible prices from them (service would be similar, though there are a few you may struggle to get positive reviews on)

[Deleted User]

The black boxes are dodgy. Lots of rules to follow which can be difficult, and they are prone to making mistakes. Identify you on the wrong road, think you are accelerating hard when you are just trying to get up a hill with your little 1.0 litre engine...

Basically he will have to pay through the nose, that's how it is. The black box may make it cheaper, but you risk having insurance cancelled which will put the cost into orbit and be a black mark for life.

Bigwheels1111

I think £896 is a good quote for a new driver.
I was quoted £1200 - £3500 this year while searching for a good price for my car insurance.
Over 50, 12 years no claims, one at fault claim.
My race car is a Peugeot 5008, 1.6 bluehdi.
I got quotes from all around the uk and the best was £750, the car must be the reason.
But I don’t know why.
I will stick with Bymiles again, £104 parked, then 9.3p a mile.

GrumpyDil

Our experience of black box with my daughter has been OK. Couple of warnings about speeding but other than that three years of black box with no issues. In other words some gave good experiences and some not so good. 

ontheroad1970

[Deleted User] said:

The black boxes are dodgy. Lots of rules to follow which can be difficult, and they are prone to making mistakes. Identify you on the wrong road, think you are accelerating hard when you are just trying to get up a hill with your little 1.0 litre engine...

Basically he will have to pay through the nose, that's how it is. The black box may make it cheaper, but you risk having insurance cancelled which will put the cost into orbit and be a black mark for life.

They rely on the same technology as the one that you say is reliable against speed cameras - GPS.  

Bonniepurple

My husband’s cousin had a black box fitted in his car years ago.  No issues.  He had to drive sensibly.  His Dad then borrowed the car.  Apparently the son got loads of warnings flash up because of his Dad’s driving!

[Deleted User]

ontheroad1970 said:

[Deleted User] said:

The black boxes are dodgy. Lots of rules to follow which can be difficult, and they are prone to making mistakes. Identify you on the wrong road, think you are accelerating hard when you are just trying to get up a hill with your little 1.0 litre engine...

Basically he will have to pay through the nose, that's how it is. The black box may make it cheaper, but you risk having insurance cancelled which will put the cost into orbit and be a black mark for life.

They rely on the same technology as the one that you say is reliable against speed cameras - GPS.  

They only use GPS for location, hence the issue of detecting the wrong road when two are close by.

They also tap in to the car's OBD2 port to read things like how hard the accelerator pedal is being pressed, and the indicated speed.

If you knew anything about GPS you would know that positional information and speed have different specifications for accuracy. With position information you also have to account for inaccurate maps.

That's why I only recommend that defence to people who know more than you about it, and can explain all this in court.

ontheroad1970

[Deleted User] said:

ontheroad1970 said:

[Deleted User] said:

The black boxes are dodgy. Lots of rules to follow which can be difficult, and they are prone to making mistakes. Identify you on the wrong road, think you are accelerating hard when you are just trying to get up a hill with your little 1.0 litre engine...

Basically he will have to pay through the nose, that's how it is. The black box may make it cheaper, but you risk having insurance cancelled which will put the cost into orbit and be a black mark for life.

They rely on the same technology as the one that you say is reliable against speed cameras - GPS.  

They only use GPS for location, hence the issue of detecting the wrong road when two are close by.

They also tap in to the car's OBD2 port to read things like how hard the accelerator pedal is being pressed, and the indicated speed.

If you knew anything about GPS you would know that positional information and speed have different specifications for accuracy. With position information you also have to account for inaccurate maps.

That's why I only recommend that defence to people who know more than you about it, and can explain all this in court.

Not all use the OBD.  There have been several cases here where it is all done via an app using the phone's GPS.  You can't have it both ways.  

[Deleted User]

ontheroad1970 said:

[Deleted User] said:

ontheroad1970 said:

[Deleted User] said:

The black boxes are dodgy. Lots of rules to follow which can be difficult, and they are prone to making mistakes. Identify you on the wrong road, think you are accelerating hard when you are just trying to get up a hill with your little 1.0 litre engine...

Basically he will have to pay through the nose, that's how it is. The black box may make it cheaper, but you risk having insurance cancelled which will put the cost into orbit and be a black mark for life.

They rely on the same technology as the one that you say is reliable against speed cameras - GPS.  

They only use GPS for location, hence the issue of detecting the wrong road when two are close by.

They also tap in to the car's OBD2 port to read things like how hard the accelerator pedal is being pressed, and the indicated speed.

If you knew anything about GPS you would know that positional information and speed have different specifications for accuracy. With position information you also have to account for inaccurate maps.

That's why I only recommend that defence to people who know more than you about it, and can explain all this in court.

Not all use the OBD.  There have been several cases here where it is all done via an app using the phone's GPS.  You can't have it both ways.  

The phone apps don't just use the GNSS, they use the phone's accelerometers to detect hard acceleration or braking. You really should look into how these things work before trying to give advice on them.