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Haircuts? Car tax? Dentist??

If you go bankrupt, what type of things other than rent, travel expenses, groceries etc. are you supposed to include in your SOA?
For example, because I have to travel some distance to and from work each day my poor little car has had to have alot of work done to ensure she keeps running; would I have to include that? And what about things like the dentist, hairdressers, car tax and car insurance, pets etc?




Life is waste of time, time is a waste of life, so get completely wasted, and have the time of your life!
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Comments

  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi
    You are allowed about £10 pm per adult and £5 pm per child for haircuts. You can put asome down for dentist, optician and prescriptions. A small bit away depending on family size for a 'modest' holiday £20-40. Car tax, maintenance , breakdown cover and insurance as well. Also pet insurance.

    These links will give you some idea.

    http://www.hmrc.gov.uk/manuals/dmbmanual/DMBM800120.htm

    http://www.insolvency.gov.uk/freedom...rt2/part_2.htm
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • Hi,

    On the BR forms i put car expenses under other expenses the CAB told me the allowance i was allowed due to my family they also allowed me more for food etc than i originally put down. I also got them to check the forms for me before going to court, they were most helpful.

    Include everytihng you spend money on to live a basic life and this usually allows to have a little spare if you budget your weekly shop etc as some of the allowances are generous.

    Ash
  • re -dentists i was allowed the £18 month i pay to denplan for my teeth,and the £10 a month dog insurance ,but i didnt put anything down for "hols" so perhaps thats why it was allowed paula
  • Richard_S
    Richard_S Posts: 4,432 Forumite
    Hi
    You are allowed about £10 pm per adult and £5 pm per child for haircuts. You can put asome down for dentist, optician and prescriptions. A small bit away depending on family size for a 'modest' holiday £20-40. Car tax, maintenance , breakdown cover and insurance as well. Also pet insurance.

    These links will give you some idea.

    http://www.hmrc.gov.uk/manuals/dmbmanual/DMBM800120.htm

    http://www.insolvency.gov.uk/freedom...rt2/part_2.htm

    Hi tigerfeet,
    It's not very often I query your posts, in fact this is probably the first,:eek: :eek: but what sort of holiday can you enjoy for £240?:D :D Even for one person, that's not going to rent a caravan in Cleethorpes for a long weekend, and it would be a very long weekend.:rotfl: :rotfl: :rotfl:
  • For £240 you can have a week at my modest home in leafy Lytham, close to beach with a morning breakfast of no frills (no meat) bacon and an egg. No evening meal, no tv, no en-suite, no towels provided, no heating, but a friendly grimace each morning..what more could you want???
    I think most put down holidays as a means of having some extra money to pay for sky/internet/evenings out/living.
    Anyway, if anyones interested in the above holiday then call me
    The first time we said hello, was the first time we said goodbye. As the angels took your tiny hand and flew you to the sky-you forever left us breathless. RIP my beautiful granddaughter :(
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Richard_S wrote: »
    Hi tigerfeet,
    It's not very often I query your posts, in fact this is probably the first,:eek: :eek: but what sort of holiday can you enjoy for £240?:D :D Even for one person, that's not going to rent a caravan in Cleethorpes for a long weekend, and it would be a very long weekend.:rotfl: :rotfl: :rotfl:

    :rotfl: Put your reading glasses on Richard :D

    Though I probably could have worded it better. I was trying to type and deal with a fractious baby. So just for you

    A small bit away depending on family size for a 'modest' holiday £20-£40 per month.

    Does that sound better?

    Oh!! and you can query my posts all you like if you think I have the wrong info.
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • For £240 you can have a week at my modest home in leafy Lytham, close to beach with a morning breakfast of no frills (no meat) bacon and an egg. No evening meal, no tv, no en-suite, no towels provided, no heating, but a friendly grimace each morning..what more could you want???
    I think most put down holidays as a means of having some extra money to pay for sky/internet/evenings out/living.
    Anyway, if anyones interested in the above holiday then call me

    How sad is it that I am interested????
    All comments made and advice given are my own opinions and do not represent the views or advice of any debt advice organisation.

    Current balance: approx £17500 including Tax Credit Overpayment :cry:

    Estimated DFD: never - deficit budget. Cheers HMRC! :mad:

    Another year over and we're still together. It's not always easy, but I'm here forever
  • How sad is it that I am interested????

    :rotfl: :rotfl: :rotfl:
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • Seriously - my last holiday was 3 years ago and it was with my ex's parents, his brother, his sister & her OH. And my 2 yr old DD and her 3 yr old cousin.

    That holiday was a major factor in our break up. I got used as a babysitter, didn't get any time alone with OH and we got dumped with his sisters kid when her and her OH went off every night to get p*ssed. I swear, I spent a week reading Mr Men books and co-ordinating colouring sessions.

    Villa wasn't child friendly either so was constantly on the look out for drowning children. That was pretty much my only alcohol free week in the last 8 years cos I was so scared of the kids being hurt.

    We also ran out of money as ex drank it all......

    BLTN's offer sounds like luxury :D
    All comments made and advice given are my own opinions and do not represent the views or advice of any debt advice organisation.

    Current balance: approx £17500 including Tax Credit Overpayment :cry:

    Estimated DFD: never - deficit budget. Cheers HMRC! :mad:

    Another year over and we're still together. It's not always easy, but I'm here forever
  • Richard_S
    Richard_S Posts: 4,432 Forumite
    For £240 you can have a week at my modest home in leafy Lytham, close to beach with a morning breakfast of no frills (no meat) bacon and an egg. No evening meal, no tv, no en-suite, no towels provided, no heating, but a friendly grimace each morning..what more could you want???
    I think most put down holidays as a means of having some extra money to pay for sky/internet/evenings out/living.
    Anyway, if anyones interested in the above holiday then call me

    Bltn,

    Isn't that the name of a breakfast snack?:rotfl: :rotfl:

    Can I make a reservation please?;) It sounds delightful. :D I can't afford a deposit, but I can send you an I.O.U;:p I'll settle the account by cheque, but I don't have a cheque guarantee card,:rolleyes: come to think about it, I'm not even sure the account is still open.:D :D I've not paid my phone bill either so can you ring me on my 0898 number please. (Calls charged at £2.50 per minute; minimum charge £50 Co. No. 123456 Cayman Isles)

    Sure we'd have a good time though.:cool:
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