Insurance position on front door with internal thumbturn

jem16

My parents need a new lock on their UPVC front door. Is a euro cylinder with internal thumbturn suitable for insurance purposes or much both sides be key operated?

DullGreyGuy

Depends on what declarations they make about what locks they have and always worth double checking the policy wordings too

maisie_cat

Are there any other key operated deadlocks on the door, we sadly have UPVC external doors with anti snap eurolocks and cannot have thumbturn because the insurance requires key operated.

jem16

https://forums.moneysavingexpert.com/discussion/comment/80027120#Comment_80027120

No other key operated deadlock on the door. Looks like we need to avoid them although would have been useful.

DullGreyGuy

https://forums.moneysavingexpert.com/discussion/comment/80027774#Comment_80027774

Not necessarily, just make sure you declare what lock you have correctly. There will be circumstances where an insurer requires a minimum security standard but in most cases its self inflicted… get a discount for having an alarm then you need to use it etc

tacpot12

Having thumbturns on exit routes is the only safe thing and insurers should not be requiring otherwise.

DullGreyGuy

https://forums.moneysavingexpert.com/discussion/comment/80028067#Comment_80028067

Not so safe for your possessions when someone can just reach in and unlock your door… there is however little difference compared to someone who leaves the key in the lock all the time.

jem16

DullGreyGuy said:

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https://forums.moneysavingexpert.com/discussion/comment/80027774#Comment_80027774

Not necessarily, just make sure you declare what lock you have correctly. There will be circumstances where an insurer requires a minimum security standard but in most cases its self inflicted… get a discount for having an alarm then you need to use it etc

From memory most of the questions ever asked when going through quotes is what kind of lock is used. Usually it’s a choice of multi point locking system which UPVC doors are. It never actually asks what operates the actual lock.