Lloyds Transaction Dates Issue

kkkklinky

I've noticed that I have Transactions with the wrong date, it states I used my debit card on the 2May (which is tomorrow) to buy items but it was actually the 28th April ( payments already cleared),this has happened with numerous transactions with the Lloyds Banking app, anyone else having issues or had issues like this.

kkkklinky

Yeah I Apparantly used my card on the 2nd May and it cleared on the 29 April. So it cleared before I had even bought the item according to the app. It was actually the 28 April that the transaction took place. And yes I am reading it correctly, all my other transactions are correct up to the 28th April when they are all messed up. I even withdrew money out of an ATM on the 2nd May which is tomorrow.

Descrabled

Normal with LBG to have payments in and out on Saturday, Sunday, and Bank Holiday moved to the next working day. All payments for 29 and 30 April together with 1 May will be dated 2 May.

Any debit card payments made are cleared in your current account the working day after for all banks. So if you pay using a debit card on 28 April then the earliest it will clear in  your Lloyds account will be 2 May. I often use this delay to my advantage by paying my credit card with my Halifax debit card on the last working day of the month knowing that it will show as a transaction on the 1st working day of the next month in Halifax.

EarthBoy

If you click/tap on the transaction in the Lloyds (or Halifax) app it shows you the actual date of the transaction.