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Chase account - authorizing payments

I have my Chase debit card registered for payments on both Amazon & Sainsburys.

When I but something on Amazon, it goes straight through.
When I make an order on Sainsburys, I always have to 'Authorize' the payment via the App.

Any idea why the difference?
And any way to fix it so I don't have to keep using the App for Sainsburys?

Comments

  • Band7
    Band7 Posts: 2,285 Forumite
    1,000 Posts Name Dropper
    The exception Amazon are making for Chase is quite unusual / weird, and possibly against UK regulations. 

    https://dividebuy.co.uk/retailers/retailer-articles/big-changes-introduced-to-all-3d-secure-online-payments


  • wmb194
    wmb194 Posts: 5,766 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    alanwsg said:
    I have my Chase debit card registered for payments on both Amazon & Sainsburys.

    When I but something on Amazon, it goes straight through.
    When I make an order on Sainsburys, I always have to 'Authorize' the payment via the App.

    Any idea why the difference?
    And any way to fix it so I don't have to keep using the App for Sainsburys?
    For years Amazon's been well known for not and not wanting to implement 2FA.
  • alanwsg
    alanwsg Posts: 828 Forumite
    Part of the Furniture 500 Posts Name Dropper
    OK, BUT...

    I only recently (a couple of weeks ago) started using the Chase DC for those accounts.
    Before that I used a Santander 123 CC, and neither account asked my to authorize via the app with that card.

  • Band7
    Band7 Posts: 2,285 Forumite
    1,000 Posts Name Dropper
    alanwsg said:
    OK, BUT...

    I only recently (a couple of weeks ago) started using the Chase DC for those accounts.
    Before that I used a Santander 123 CC, and neither account asked my to authorize via the app with that card.

    We didn't use to be asked because the 3D Secure checks have only recently become mandatory. Not sure how Amazon managed to exempt themselves.


  • Bigwheels1111
    Bigwheels1111 Posts: 3,201 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Just a heads up, Chase did not pay 11 Amazon S&S orders this month.
    I have a complaint in with Chase.
    Amazon gave me £20 for the issues.

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