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Missed Mortgage Payments in the past
cpateman
Posts: 1 Newbie
Hello,
We are currently attempting to get a mortgage. We have been declined by Halifax as my husband has missed payments on his previous mortgage due to his ex wife.
These were missed over 4 years ago and the mortgage is now gone and cleared when the house sold 4 years ago.
We are now applying with Precise mortgages.
Has anyone had the same bad history but been accepted through precise?
I am so worried now.
We are currently attempting to get a mortgage. We have been declined by Halifax as my husband has missed payments on his previous mortgage due to his ex wife.
These were missed over 4 years ago and the mortgage is now gone and cleared when the house sold 4 years ago.
We are now applying with Precise mortgages.
Has anyone had the same bad history but been accepted through precise?
I am so worried now.
0
Comments
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In this situation I would use a mortgage broker and explain the full situation to them.
They would be best placed to advise what affect this may have and what products are available to you.0 -
Good luck in your search, as MFB says, a broker can be invaluable in this situation.
It's all very well your husband blaming the situation on his ex but mortgages come with "joint & several" liabilities.Signature on holiday for two weeks1
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