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Tel Line dropped, any expected drop in CRA Scores.

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Dandytf
Dandytf Posts: 5,073 Forumite
Part of the Furniture 1,000 Posts Name Dropper
edited 24 April 2023 at 6:39PM in Credit file & ratings
This is personal 1st, today I'm dropping Land Line from Cable provider and continuing Voice via Mobile Only.
I recall Land Line  Tel used to make up a few Credit Score points, has this changed and can it have negative effect when applying for Credit.

thanks
Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb

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  • eskbanker
    eskbanker Posts: 37,095 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Dandytf said:
    I recall Land Line  Tel used to make up a few Credit Score points
    All "Credit Score points" are made up....
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    eskbanker said:
    Dandytf said:
    I recall Land Line  Tel used to make up a few Credit Score points
    All "Credit Score points" are made up....
    Apart from that, irc Landline used to be almost essential.

    thanks
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • mcpitman
    mcpitman Posts: 1,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Dandytf said:
    eskbanker said:
    Dandytf said:
    I recall Land Line  Tel used to make up a few Credit Score points
    All "Credit Score points" are made up....
    Apart from that, irc Landline used to be almost essential.

    thanks
    Used to be an indicator of credit risk in about 1993/4 when mobile phones to the masses were first launched, landlines were classed as a more permanent/reliable method of comms.

    All Credit "scores" or "points" are nonsense. What really matters is payment history and indebtedness/affordability.
    Life isn't about the number of breaths we take, but the moments that take our breath away. Like choking....
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