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Stolen car - insurance aren’t going to pay out are they?

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  • Yeah, the documents are all online. I auto renewed with them so no further emails or documents received, but hey ho.
    We received a valuation from them yesterday but still no decision on if they’re going to pay out. 
  • DullGreyGuy
    DullGreyGuy Posts: 18,613 Forumite
    10,000 Posts Second Anniversary Name Dropper
    Yeah, the documents are all online. I auto renewed with them so no further emails or documents received, but hey ho.
    We received a valuation from them yesterday but still no decision on if they’re going to pay out. 
    The fact they have bothered to give a valuation is a positive sign, back in my claims days if we were going to reject it we wouldnt have gone to that effort but dealt with the T&Cs issue up front. 
  • So, they asked a ton more questions and then came back with ‘the key was in the car so we won’t be paying out.’ I don’t understand the point of the questions or the valuation, given they’ve had that information from the first phone call. 
  • binao
    binao Posts: 666 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    The final decision may have been made by a "manager", higher pay scale.

    Life will be better  :)
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Well done !!! 
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • ontheroad1970
    ontheroad1970 Posts: 1,697 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    So, in a turn of events unforeseen, Aviva incorrectly reduced my NCD to 3. When i contacted them to get it rectified they said they should have applied the benefit of the doubt and paid out, two months later! 
    Nice one! Thanks for coming back to us.  
  • tifo
    tifo Posts: 2,107 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    So, in a turn of events unforeseen, Aviva incorrectly reduced my NCD to 3. When i contacted them to get it rectified they said they should have applied the benefit of the doubt and paid out, two months later! 
    Different manager  .....
  • binao
    binao Posts: 666 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Change of policy?

    Wel. Done OP :)
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