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credit search

My husband and son have the same first and last names and same address
why can they not have a credit search each. ive tried everthing to seperate them but
credit searches only go in first and surname and address
anyone else have this problem

Comments

  • MorningcoffeeIV
    MorningcoffeeIV Posts: 1,945 Forumite
    1,000 Posts First Anniversary Name Dropper
    edited 18 April 2023 at 3:15PM
    Whichever one applies for credit will be the one who has a credit search made against the. They'll be asked for more than just name and address.  

    The other may be searched on an application if they are financially associated, but that's probably unlikely.


  • yes but it all goes on the one but shows every search with their correct date of births
  • MorningcoffeeIV
    MorningcoffeeIV Posts: 1,945 Forumite
    1,000 Posts First Anniversary Name Dropper
    edited 18 April 2023 at 3:17PM
    All goes on the one what? Are you talking about merged credit files? 

    If that's the case, then you simply raise the dispute with the relevant CRA.
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