DRO what happens next

nad78

I have had a DRO since 2019 I keep checking the insolvency register and I have not been on it for a couple of years now, but I also have not heard anything that their period has ended. There is still a record of my DRO on my credit file, which I understand should be there for 5 to 6 years. Is this true what should I be expecting?

sourcrates

Your DRO lasted 12 months, after which, as long as no changes were reported by you, that was it, you were discharged.

There was no completion certificate, no fanfare, no "well done nad78", it just ended on the 12 month anniversary, finished, finito, that`s it, the end.

Your entry would have been visible on the insolvency register for a further 3 months, after which it was removed.
The entry stays on your credit file for 6 years in total, so 2025, it will be gone.

Congratulations, you have been debt free since 2020 and you did not realise it.

nad78

Thank you I needed this good news