log burner and insurance

kevilson

Hi we are thinking of having a log burner fitted but do i need to inform my home insurance  of the company we are going to use  before we start for liability purposes ? 

user1977

I wouldn't think so, unless your insurance policy has some unusual conditions attached to it.

DullGreyGuy

As long as there is no structural work to fit a flue etc then you'd only have to declare it if it changes any of the answers to the questions asked when buying the insurance. Asking about heating sources or if you have any form of fire is not a standard question so it'd only be if you have some form of non-standard/niche provider thats asking unusual questions. 

MobileSaver

kevilson said:

Hi we are thinking of having a log burner fitted but do i need to inform my home insurance  of the company we are going to use  before we start for liability purposes ? 

We have a number of log burners and open fires in the house but in ten years I can't recall ever being asked by an insurance company about them.

Having said that, the only thing that matters is your own insurance policy so either check your paperwork or give them a call to be 100% certain.

FreeBear

If you have a thatched roof, yes, inform the insurance Co. It will bump up the premiums a lot (if you have thatch).

Do be aware that a log burner is messy, and you need a lot of space to store logs. In an urban environment, expect the ire of your neighbours due to the smoke and perceived pollution levels.

kevilson

thanks for all of your answers .