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Disregard of capital

I'm potentially buying a property due to divorce but will have 30k left over. I work partt time. My son is disabled. 
To make this home my forever home I would like to add some home improvements of extending a small.kitchen to allow for extra space and an en suite if possible which would swallow the 30k up.
I've never claimed UC before.
Would spending this on the improvements be seen as disregard of capital and if so would I never be allowed to claim ever for this misdemeanor? I will need UC but also really want to make the home improvements. Unsure of how UC would view it.
I have 2 children. 12 and 6. They have to have separate rooms as eldest is violent due to his disabilities.
Thanks

Comments

  • poppy12345
    poppy12345 Posts: 18,976 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Home improvements is unlikely to be seen as deprivation of capital. However, once the money goes into your bank you'll need to report the changes to UC. If on the last day of your assessment period you have more than £16,000 in savings/capital then all means tested benefits will end.
    There will be a £4.35/month deduction for every £250 or part there of over £6,000.
  • I wasn't going to start a claim until I had started running low on money. But thank you for confirming. 
    I don't want to have to claim but I will need help until I'm fully sorted and see if my husband is actually going to have the kids 50 50 as he states he will. 
    Then I can see if I can up my hours as I've only worked part time since my son was born yrs ago. He is a v high earner.

  • If you have a share in any other property apart from the one you are buying to live in, this would impact a UC claim.
    Let's Be Careful Out There
  • It will be my only property as we're divorcing.

  • I would agree with it not being DoC

    For it to be DoC  they would have to show that the home improvements were only made so you would then be able to claim means-tested benefit.
    But if your aim was just to do that, then you would have simply bought a house worth more.
    Let's Be Careful Out There
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