Top saving accounts for children.

Bridlington1

pookey said:

ForumUser7 said:

pookey said:

Hi looking to move my daughter's money around to get a better rate. I don't want to do a junior ISA at the moment, probably wait a few more year as I've read that the money can't be touched until she's am adult. She's only 3 at the moment so it feels like such a long time to lock it away for.

We currently have Santander mini at 3% up to 2k
Halifax kids saver 2.23% 3.5k
Halifax monthly saver 5%

Also my mum has around 10k in the Halifax kids saver too. 

I wanted to open the Yorkshire one day account at 3.27% but I can't see it anymore so I think I missed it.

Any better accounts please? 

The reason you won’t see the YBS One Day at 3.27% anymore is because it’s gone to 3.55% - so good news.

Another notable one is Leeds BS Ronnie the Rhino at 3.9% - https://www.leedsbuildingsociety.co.uk/savings/childrens-savings-accounts/ronnie-the-rhino-youngsaver/

Here are the respective MoneyFacts pages, note that I have applied filters that can be changed under ‘full search’:

Mostly EAs

https://moneyfactscompare.co.uk/savings-accounts/childrens-savings-accounts/?id=null&business-type=16&activity-type=null&investment-amount=1000&investment-type=1&account-types=32&interest-paid-frequencies=null&terms=null&account-opening-methods=null&account-management-methods=null&notice-periods=null&include-notice-period=true&include-term=false&age=3&has-withdrawal-restrictions=2&existing-customers-only=2&is-shariaa=2&joint-account-only=2&quick-links-first=false

Mostly RSs
https://moneyfactscompare.co.uk/savings-accounts/childrens-savings-accounts/?id=null&business-type=16&activity-type=null&investment-amount=100&investment-type=2&account-types=32&interest-paid-frequencies=null&terms=null&account-opening-methods=null&account-management-methods=null&notice-periods=null&include-notice-period=true&include-term=true&age=3&has-withdrawal-restrictions=2&existing-customers-only=2&is-shariaa=2&joint-account-only=2&quick-links-first=false

Thank you very much I'll take a look at them. 
I can't see the YBS one day account on the website so I think it might have been withdrawn.  I need to call them anyway so I'll try to confirm tomorrow 

It has just been withdrawn by the looks of things. I'm pretty sure it was available a couple of days ago so you can still apply for it by post if you fill in the application form and backdate everything to when it was still available.

pookey

Bridlington1 said:

pookey said:

ForumUser7 said:

pookey said:

Hi looking to move my daughter's money around to get a better rate. I don't want to do a junior ISA at the moment, probably wait a few more year as I've read that the money can't be touched until she's am adult. She's only 3 at the moment so it feels like such a long time to lock it away for.

We currently have Santander mini at 3% up to 2k
Halifax kids saver 2.23% 3.5k
Halifax monthly saver 5%

Also my mum has around 10k in the Halifax kids saver too. 

I wanted to open the Yorkshire one day account at 3.27% but I can't see it anymore so I think I missed it.

Any better accounts please? 

The reason you won’t see the YBS One Day at 3.27% anymore is because it’s gone to 3.55% - so good news.

Another notable one is Leeds BS Ronnie the Rhino at 3.9% - https://www.leedsbuildingsociety.co.uk/savings/childrens-savings-accounts/ronnie-the-rhino-youngsaver/

Here are the respective MoneyFacts pages, note that I have applied filters that can be changed under ‘full search’:

Mostly EAs

https://moneyfactscompare.co.uk/savings-accounts/childrens-savings-accounts/?id=null&business-type=16&activity-type=null&investment-amount=1000&investment-type=1&account-types=32&interest-paid-frequencies=null&terms=null&account-opening-methods=null&account-management-methods=null&notice-periods=null&include-notice-period=true&include-term=false&age=3&has-withdrawal-restrictions=2&existing-customers-only=2&is-shariaa=2&joint-account-only=2&quick-links-first=false

Mostly RSs
https://moneyfactscompare.co.uk/savings-accounts/childrens-savings-accounts/?id=null&business-type=16&activity-type=null&investment-amount=100&investment-type=2&account-types=32&interest-paid-frequencies=null&terms=null&account-opening-methods=null&account-management-methods=null&notice-periods=null&include-notice-period=true&include-term=true&age=3&has-withdrawal-restrictions=2&existing-customers-only=2&is-shariaa=2&joint-account-only=2&quick-links-first=false

Thank you very much I'll take a look at them. 
I can't see the YBS one day account on the website so I think it might have been withdrawn.  I need to call them anyway so I'll try to confirm tomorrow 

It has just been withdrawn by the looks of things. I'm pretty sure it was available a couple of days ago so you can still apply for it by post if you fill in the application form and backdate everything to when it was still available.

This is great, thank you very much. 
Can you let me know where you found this pls? Or send the link so it's easier to print please 😊? 

Bridlington1

pookey said:

Bridlington1 said:

pookey said:

ForumUser7 said:

pookey said:

Hi looking to move my daughter's money around to get a better rate. I don't want to do a junior ISA at the moment, probably wait a few more year as I've read that the money can't be touched until she's am adult. She's only 3 at the moment so it feels like such a long time to lock it away for.

We currently have Santander mini at 3% up to 2k
Halifax kids saver 2.23% 3.5k
Halifax monthly saver 5%

Also my mum has around 10k in the Halifax kids saver too. 

I wanted to open the Yorkshire one day account at 3.27% but I can't see it anymore so I think I missed it.

Any better accounts please? 

The reason you won’t see the YBS One Day at 3.27% anymore is because it’s gone to 3.55% - so good news.

Another notable one is Leeds BS Ronnie the Rhino at 3.9% - https://www.leedsbuildingsociety.co.uk/savings/childrens-savings-accounts/ronnie-the-rhino-youngsaver/

Here are the respective MoneyFacts pages, note that I have applied filters that can be changed under ‘full search’:

Mostly EAs

https://moneyfactscompare.co.uk/savings-accounts/childrens-savings-accounts/?id=null&business-type=16&activity-type=null&investment-amount=1000&investment-type=1&account-types=32&interest-paid-frequencies=null&terms=null&account-opening-methods=null&account-management-methods=null&notice-periods=null&include-notice-period=true&include-term=false&age=3&has-withdrawal-restrictions=2&existing-customers-only=2&is-shariaa=2&joint-account-only=2&quick-links-first=false

Mostly RSs
https://moneyfactscompare.co.uk/savings-accounts/childrens-savings-accounts/?id=null&business-type=16&activity-type=null&investment-amount=100&investment-type=2&account-types=32&interest-paid-frequencies=null&terms=null&account-opening-methods=null&account-management-methods=null&notice-periods=null&include-notice-period=true&include-term=true&age=3&has-withdrawal-restrictions=2&existing-customers-only=2&is-shariaa=2&joint-account-only=2&quick-links-first=false

Thank you very much I'll take a look at them. 
I can't see the YBS one day account on the website so I think it might have been withdrawn.  I need to call them anyway so I'll try to confirm tomorrow 

It has just been withdrawn by the looks of things. I'm pretty sure it was available a couple of days ago so you can still apply for it by post if you fill in the application form and backdate everything to when it was still available.

This is great, thank you very much. 
Can you let me know where you found this pls? Or send the link so it's easier to print please 😊? 

https://www.ybs.co.uk/documents/productdata/Application-YS.pdf

xylophone

https://www.ybs.co.uk/savings/childrens-savings

Is it necessary to phone before opening an account for a child?

Bridlington1

xylophone said:

https://www.ybs.co.uk/savings/childrens-savings

Is it necessary to phone before opening an account for a child?

It's not necessary as is the case with any of their accounts. 

pookey

Bridlington1 said:

pookey said:

Bridlington1 said:

pookey said:

ForumUser7 said:

pookey said:

Hi looking to move my daughter's money around to get a better rate. I don't want to do a junior ISA at the moment, probably wait a few more year as I've read that the money can't be touched until she's am adult. She's only 3 at the moment so it feels like such a long time to lock it away for.

We currently have Santander mini at 3% up to 2k
Halifax kids saver 2.23% 3.5k
Halifax monthly saver 5%

Also my mum has around 10k in the Halifax kids saver too. 

I wanted to open the Yorkshire one day account at 3.27% but I can't see it anymore so I think I missed it.

Any better accounts please? 

The reason you won’t see the YBS One Day at 3.27% anymore is because it’s gone to 3.55% - so good news.

Another notable one is Leeds BS Ronnie the Rhino at 3.9% - https://www.leedsbuildingsociety.co.uk/savings/childrens-savings-accounts/ronnie-the-rhino-youngsaver/

Here are the respective MoneyFacts pages, note that I have applied filters that can be changed under ‘full search’:

Mostly EAs

https://moneyfactscompare.co.uk/savings-accounts/childrens-savings-accounts/?id=null&business-type=16&activity-type=null&investment-amount=1000&investment-type=1&account-types=32&interest-paid-frequencies=null&terms=null&account-opening-methods=null&account-management-methods=null&notice-periods=null&include-notice-period=true&include-term=false&age=3&has-withdrawal-restrictions=2&existing-customers-only=2&is-shariaa=2&joint-account-only=2&quick-links-first=false

Mostly RSs
https://moneyfactscompare.co.uk/savings-accounts/childrens-savings-accounts/?id=null&business-type=16&activity-type=null&investment-amount=100&investment-type=2&account-types=32&interest-paid-frequencies=null&terms=null&account-opening-methods=null&account-management-methods=null&notice-periods=null&include-notice-period=true&include-term=true&age=3&has-withdrawal-restrictions=2&existing-customers-only=2&is-shariaa=2&joint-account-only=2&quick-links-first=false

Thank you very much I'll take a look at them. 
I can't see the YBS one day account on the website so I think it might have been withdrawn.  I need to call them anyway so I'll try to confirm tomorrow 

It has just been withdrawn by the looks of things. I'm pretty sure it was available a couple of days ago so you can still apply for it by post if you fill in the application form and backdate everything to when it was still available.

This is great, thank you very much. 
Can you let me know where you found this pls? Or send the link so it's easier to print please 😊? 

https://www.ybs.co.uk/documents/productdata/Application-YS.pdf

That's great, thank you. 
Do you remember if this account is only for existing customers please? 
My mum has an account with my daughter but not a YBS customer but she has more funds then me so best for her to do it

Bridlington1

pookey said:

Bridlington1 said:

pookey said:

Bridlington1 said:

pookey said:

ForumUser7 said:

pookey said:

Hi looking to move my daughter's money around to get a better rate. I don't want to do a junior ISA at the moment, probably wait a few more year as I've read that the money can't be touched until she's am adult. She's only 3 at the moment so it feels like such a long time to lock it away for.

We currently have Santander mini at 3% up to 2k
Halifax kids saver 2.23% 3.5k
Halifax monthly saver 5%

Also my mum has around 10k in the Halifax kids saver too. 

I wanted to open the Yorkshire one day account at 3.27% but I can't see it anymore so I think I missed it.

Any better accounts please? 

The reason you won’t see the YBS One Day at 3.27% anymore is because it’s gone to 3.55% - so good news.

Another notable one is Leeds BS Ronnie the Rhino at 3.9% - https://www.leedsbuildingsociety.co.uk/savings/childrens-savings-accounts/ronnie-the-rhino-youngsaver/

Here are the respective MoneyFacts pages, note that I have applied filters that can be changed under ‘full search’:

Mostly EAs

https://moneyfactscompare.co.uk/savings-accounts/childrens-savings-accounts/?id=null&business-type=16&activity-type=null&investment-amount=1000&investment-type=1&account-types=32&interest-paid-frequencies=null&terms=null&account-opening-methods=null&account-management-methods=null&notice-periods=null&include-notice-period=true&include-term=false&age=3&has-withdrawal-restrictions=2&existing-customers-only=2&is-shariaa=2&joint-account-only=2&quick-links-first=false

Mostly RSs
https://moneyfactscompare.co.uk/savings-accounts/childrens-savings-accounts/?id=null&business-type=16&activity-type=null&investment-amount=100&investment-type=2&account-types=32&interest-paid-frequencies=null&terms=null&account-opening-methods=null&account-management-methods=null&notice-periods=null&include-notice-period=true&include-term=true&age=3&has-withdrawal-restrictions=2&existing-customers-only=2&is-shariaa=2&joint-account-only=2&quick-links-first=false

Thank you very much I'll take a look at them. 
I can't see the YBS one day account on the website so I think it might have been withdrawn.  I need to call them anyway so I'll try to confirm tomorrow 

It has just been withdrawn by the looks of things. I'm pretty sure it was available a couple of days ago so you can still apply for it by post if you fill in the application form and backdate everything to when it was still available.

This is great, thank you very much. 
Can you let me know where you found this pls? Or send the link so it's easier to print please 😊? 

https://www.ybs.co.uk/documents/productdata/Application-YS.pdf

That's great, thank you. 
Do you remember if this account is only for existing customers please? 
My mum has an account with my daughter but not a YBS customer but she has more funds then me so best for her to do it

Both new and existing customers can open the account.

pookey

Bridlington1 said:

pookey said:

Bridlington1 said:

pookey said:

Bridlington1 said:

pookey said:

ForumUser7 said:

pookey said:

Hi looking to move my daughter's money around to get a better rate. I don't want to do a junior ISA at the moment, probably wait a few more year as I've read that the money can't be touched until she's am adult. She's only 3 at the moment so it feels like such a long time to lock it away for.

We currently have Santander mini at 3% up to 2k
Halifax kids saver 2.23% 3.5k
Halifax monthly saver 5%

Also my mum has around 10k in the Halifax kids saver too. 

I wanted to open the Yorkshire one day account at 3.27% but I can't see it anymore so I think I missed it.

Any better accounts please? 

The reason you won’t see the YBS One Day at 3.27% anymore is because it’s gone to 3.55% - so good news.

Another notable one is Leeds BS Ronnie the Rhino at 3.9% - https://www.leedsbuildingsociety.co.uk/savings/childrens-savings-accounts/ronnie-the-rhino-youngsaver/

Here are the respective MoneyFacts pages, note that I have applied filters that can be changed under ‘full search’:

Mostly EAs

https://moneyfactscompare.co.uk/savings-accounts/childrens-savings-accounts/?id=null&business-type=16&activity-type=null&investment-amount=1000&investment-type=1&account-types=32&interest-paid-frequencies=null&terms=null&account-opening-methods=null&account-management-methods=null&notice-periods=null&include-notice-period=true&include-term=false&age=3&has-withdrawal-restrictions=2&existing-customers-only=2&is-shariaa=2&joint-account-only=2&quick-links-first=false

Mostly RSs
https://moneyfactscompare.co.uk/savings-accounts/childrens-savings-accounts/?id=null&business-type=16&activity-type=null&investment-amount=100&investment-type=2&account-types=32&interest-paid-frequencies=null&terms=null&account-opening-methods=null&account-management-methods=null&notice-periods=null&include-notice-period=true&include-term=true&age=3&has-withdrawal-restrictions=2&existing-customers-only=2&is-shariaa=2&joint-account-only=2&quick-links-first=false

Thank you very much I'll take a look at them. 
I can't see the YBS one day account on the website so I think it might have been withdrawn.  I need to call them anyway so I'll try to confirm tomorrow 

It has just been withdrawn by the looks of things. I'm pretty sure it was available a couple of days ago so you can still apply for it by post if you fill in the application form and backdate everything to when it was still available.

This is great, thank you very much. 
Can you let me know where you found this pls? Or send the link so it's easier to print please 😊? 

https://www.ybs.co.uk/documents/productdata/Application-YS.pdf

That's great, thank you. 
Do you remember if this account is only for existing customers please? 
My mum has an account with my daughter but not a YBS customer but she has more funds then me so best for her to do it

Both new and existing customers can open the account.

Thank you, I'll get my mum to open it instead