Tandem 3.50% including boost

Growingold

Pity Tandem don't offer pots like Zopa or allow you to open a 2nd instant access account.

TiVo_Lad

A second account? You can deposit up to £250,000 into the Tandem Instant Access Account; more than enough for most folk.

Growingold

TiVo_Lad said:

A second account? You can deposit up to £250,000 into the Tandem Instant Access Account; more than enough for most folk.

Yes but it's nice to be able to separate money for different things you are saving for.

jimexbox

Growingold said:

TiVo_Lad said:

A second account? You can deposit up to £250,000 into the Tandem Instant Access Account; more than enough for most folk.

Yes but it's nice to be able to separate money for different things you are saving for.

I use a free app called saving goal. I don't enter a goal. I just use it as pot app. 

ToastLady

Growingold said:

TiVo_Lad said:

A second account? You can deposit up to £250,000 into the Tandem Instant Access Account; more than enough for most folk.

Yes but it's nice to be able to separate money for different things you are saving for.

Agree with you, that's why I like Zopa pots and the ability to open multiple savings account within the app with Chase. Unfortunately Chase is not competitive at the moment compared to others.

allegro120

ToastLady said:

Growingold said:

TiVo_Lad said:

A second account? You can deposit up to £250,000 into the Tandem Instant Access Account; more than enough for most folk.

Yes but it's nice to be able to separate money for different things you are saving for.

Agree with you, that's why I like Zopa pots and the ability to open multiple savings account within the app with Chase. Unfortunately Chase is not competitive at the moment compared to others.

Arguably, it is better to have more than one "app-only" IA with different banks.  It's rare, but apps do go wrong.  Happened to me with Chase and with Chip.  In such situation if you need your money immediately you can withdraw from another bank.