We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Which credit bureaus do JaJa report to?
Options
whyso
Posts: 22 Forumite
in Credit cards
JaJa only perform a hard search with TransUnion when applying for credit. It seems they also only report balances to TransUnion. The card doesn't appear on Experian or Equifax. The card is an Asda JaJa card.
Those that have a JaJa credit card, specifically an Asda one, can you please confirm which credit bureaus your card activity is being reported to?
I got the card primarily to boost my credit history, the 1% Asda cash for Asda spends is also nice, but if it's just being reported to TransUnion then it's not really going to have the impact I thought it would.
It may be too early to appear with the other two bureaus, but asking here so there is a record for other people looking to boost their credit files with this card can avoid if it is just TransUnion.
Is anyone getting their JaJa card reported to all three credit bureaus?
Those that have a JaJa credit card, specifically an Asda one, can you please confirm which credit bureaus your card activity is being reported to?
I got the card primarily to boost my credit history, the 1% Asda cash for Asda spends is also nice, but if it's just being reported to TransUnion then it's not really going to have the impact I thought it would.
It may be too early to appear with the other two bureaus, but asking here so there is a record for other people looking to boost their credit files with this card can avoid if it is just TransUnion.
Is anyone getting their JaJa card reported to all three credit bureaus?
1
Comments
-
whyso said:JaJa only perform a hard search with TransUnion when applying for credit. It seems they also only report balances to TransUnion. The card doesn't appear on Experian or Equifax. The card is an Asda JaJa card.
Those that have a JaJa credit card, specifically an Asda one, can you please confirm which credit bureaus your card activity is being reported to?
I got the card primarily to boost my credit history, the 1% Asda cash for Asda spends is also nice, but if it's just being reported to TransUnion then it's not really going to have the impact I thought it would.
It may be too early to appear with the other two bureaus, but asking here so there is a record for other people looking to boost their credit files with this card can avoid if it is just TransUnion.
Is anyone getting their JaJa card reported to all three credit bureaus?
Appears on all 3 for me 👍🏼Common sense is not common
Small progress is still progress
Weight Loss Challenge 2025 - 30.8lbs/73lbs0 -
Excellent. Thanks for confirming that.
Hopefully mine also gets reported to the other two.
I'll message back here to confirm mine also got reported to all three, if/when it appears on my other records.0 -
Mine appears only on transunion as well, hard search was performed with transunion but it too early as mine just appeared two days ago
0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.9K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards