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emperormessia
emperormessia Posts: 51 Forumite
10 Posts First Anniversary
edited 4 April 2023 at 10:15PM in Credit file & ratings
Today I decided to take a proper look at all my credit accounts however I observed that one of the account have “no data” with Credit Karma while on transunion it appears as “UC” Instead of payment ok, the last I payed it off was October last year I was offered a increase last month which I accepted.
 I’m not really sure how to go about explaining it however I included screenshots
Should I worry? 

Comments

  • this are what I found on credit karma 
  • MorningcoffeeIV
    MorningcoffeeIV Posts: 1,945 Forumite
    1,000 Posts First Anniversary Name Dropper
    It just means they're not reporting to that CRA. Not a problem.

  • It just means they're not reporting to that CRA. Not a problem.
    But they reproted credit limit card increase I got last February 
  • MrFrugalFever
    MrFrugalFever Posts: 1,301 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    It could be that if no purchases were made and no statement generated there was 'nothing' to report?
    If you believe you can, you will. If you believe you can't, you won't.

    Secured/Unsecured loans x 1 
    Credit Cards x 8 (total limit £55,050)
    Creation FS Retail Account x 1
    Creation Credit Sale 0% x 1 = £112.50pm x 20 mths
    0% Overdraft x 1 (£0 / £250)
    Mortgage Outstanding - £137,707.00 (Payment 13/360)
    Total Debt = £7,400 (0%APR) @ £100pm - Stoozing

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