car insurance quote

hi, what is the best approach with the car insurance quote? I read in here that the sweet spot is around 21-23 days before the expiry of the current policy. Do I have to make a purchase on that day or can I keep it and pay later. In other words, if I make a payment let's say 5 days before the start would it keep the original price of the quote or would it re-run as a new one with the current date? 


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