Church side Developments Wolverhampton ( Empire property Developments )

I brought two off plan flats which took nearly 3 years to complete, but I  have had a nightmare getting a mortgage due to ground rent provisions and insurance. 5 lenders have pulled out and I now stand to loose £50K deposits and have spent £22k in fees and commission. Being new to this type of buying I can now only give words of warning to people thinking of this type of investments. 1) Do your home work and read the contacts and get a experienced solicitor to look into your case paper not a solicitor recommended by the selling agent they normally in the same bed. 2) Ground rent should now be peppercorn rent changed in June 2022 anything other will cost you dearly 3) building insurance and assured rentals are a big issue with Mortgage lenders now be very carful these only work for cash buyers not By to lets, I can go on but give a broad warning I brought through the Solomon investment group and the Developer is the Empire Groupe Doncaster , I have left reviews and gave 1 star on both sites and have exhausted every avenue with both  bust now its Legal action to try and recover any monies


  • gwynlas
    gwynlas Posts: 1,614
    First Post First Anniversary Name Dropper
    Sorry for your problems but if you had joined thos forum ahead of your purchase that it is as true today as ever "buyer beware"
  • CS2
    CS2 Posts: 3
    First Post
    That's why I posted my story so others can be aware, was sold a lovely dream through the Solomon group, but it hit the rock from the developer Empire Group and the current market conditions were against us all. but could have been saved just crumbled be it through greed of bad communications , I've learnt so much on the journey and wish I had used a different Lawyer and i may have been spared the pain of it all.
  • eddddy
    eddddy Posts: 16,102
    First Anniversary First Post Name Dropper

    Without wanting to pile on more issues - are you sure your losses are limited to your £50k deposit?

    I suspect that if the flats are now re-sold for less than you were contracted to pay, you might have to make-up the difference (plus all the costs associated with re-selling).

    With the current economic situation, I guess there's a risk that they could sell for quite a bit less.

    You mention taking legal action - who would you take legal action against, and what would be the legal basis for your claim?  Are you planning to make a claim for misrepresentation?

    (Typically, these schemes are essentially unregulated business investment schemes. So they are not regulated by the FCA, and consumer protection laws don't apply.)

  • CS2
    CS2 Posts: 3
    First Post
    Thanks Edddy but issues have come to the table that may help my case, but its the legal team that will asses for me as i am not a lawyer, only time will tell. 
  • Hi CS2, I was just about reserve one of these flats when I searched for the development online and found this thread highlighting these issues. Were they resolved? I would really appreciate if you can share any update... many thanks
  • Hi CS2, what was the outcome of the findings with your legal team? I am in a similar position. I bought one of the Churchside flats through Solomons and was unable to get a mortgage. 
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