Al Rayan Bank Customers: Please Help

ChewyyBacca

I intend to open a savings acct with Al Rayan
Im reading through the Terms & Conditions documents and other leaflets & they want Proof of Identity & Address certified.

Did you all do this? Any way out of this? I do not want to spend money getting my I&A documents certified.

Thanks

grumbler

Definitely not all. This depends on whether they can or cannot do the verification without the documents. If they need the copies they want them certified.

However, they wanted them neither from my wife nor from me.

allegro120

ChewyyBacca said:

I intend to open a savings acct with Al Rayan
Im reading through the Terms & Conditions documents and other leaflets & they want Proof of Identity & Address certified.

Did you all do this? Any way out of this? I do not want to spend money getting my I&A documents certified.

Thanks

I didn't have to send anything.  I've opened my first AR account in Sept 2019, cant remember details, but remember it was very straight forward.  

masonic

I doubt they are any more likely to want documents than other banks. They didn't with me.

Beddie

They didn't want anything from me either - it'll only be if you fail the identification checks they make.

itsme999

I had more than one account with them in the last 10 years, few years ago they asked me BUT that was because I forgot telephone ID passwords or memorable words. I used post office to certify driving licence...can't remember details. 
No way out, they are strict.

ChewyyBacca

itsme999 said:

I had more than one account with them in the last 10 years, few years ago they asked me BUT that was because I forgot telephone ID passwords or memorable words. I used post office to certify driving licence...can't remember details. 
No way out, they are strict.

itsme999 was it worth it, financially? 
I understand 10 years of banking history is worth saving, but in monetary terms, it makes very little sense
Their products are competitive, but hardly market leaders

PO charges £12.75 minimum to certify

grumbler

ChewyyBacca said:

itsme999 said:

I had more than one account with them in the last 10 years, few years ago they asked me BUT that was because I forgot telephone ID passwords or memorable words. I used post office to certify driving licence...can't remember details. 
No way out, they are strict.

was it worth it, financially? 
I understand 10 years of banking history is worth saving, but in monetary terms, it makes very little sense
Their products are competitive, but hardly market leaders

PO charges £12.75 minimum to certify

Depends on the balance and on how willing you are to move it from one bank to another chasing the 'market leaders'.
Over the last year, Rayan could be a little behind, but followed the leaders very closely and with very small lag.