Horsebox Sale

jess882023

Over a week ago I sold a Horsebox on Facebook market place. 

It had no mot at the time of sale. 

The buyer was aware of this and paid £4000 as it was. 

We could get quicker mot dates in our area so the purchaser asked us to take it for her. 

We booked the mot and set off. As we set off another driver hit the lorry and drove off. 

Where do we stand? As the lorry was already sold? And we’ve used these funds to put towards another wagon. 

The purchaser was paying for the Mot etc. 

The_Unready

Were you still insured to drive the horsebox at the time? If so, I would expect you to claim for the damage from that insurance.

jess882023

You can’t insure a Horsebox with no MOT. 

Thanks 

jess882023

Your allowed to drive it to an MOT Test

Debbie9009

Hi OP,

It is sometimes possible to insure a vehicle with no MOT so that you can take it to a test centre, but I’m assuming you didn’t take out insurance so were driving without insurance or MOT, are the police involved with the accident ? because if so you are likely to be be prosecuted.

As you no longer have the horse box in the condition it was sold in, I would think the people you sold it to will want at least a partial refund, you will need to speak to them and find out.  

You could of course argue that as they bought and paid for it, it is now their responsibility, but they may say you need to claim for the damage on your insurance which of course you don’t have.

I suspect the easiest thing to do would be to refund them as otherwise things could get very messy for you.  The fact that you have already spent the money will not matter to the purchaser.

jess882023

Your unable to insure the horsebox until it has an mot. 

You are legally allowed to drive the horsebox to the mot centre. 

jess882023

The purchaser also knows the wagon didn’t have insurance as she was to insure this when it passed it’s mot. 

Wonka_2

jess882023 said:

You are legally allowed to drive the horsebox to the mot centre. 

Yes - assuming it's insured and roadworthy (unless there's some specific exemption for horseboxes vs any other class of vehicle)

Given that if Police are involved I'd be expecting a charge of driving without insurance

If they're not then you have a vehicle that you can't deliver to the buyer in the condition they expected so you'll be either giving them a refund or agreeing a reduced price

Either way you're not coming out of this unscathed

born_again

jess882023 said:

Your unable to insure the horsebox until it has an mot. 

You are legally allowed to drive the horsebox to the mot centre. 

So you drove a uninsured & taxed vehicle on the road you did not own... Even with the owners permission. This is against the law.

If I was you I would give the person that bought the horsebox, either their money back or pay for the repairs. You could end up in very hot water here. 

You should have told them that once they bought it, it was their responsibility to have it taken away for MOT.

https://www.car.co.uk/motor-insurance/faqs/general/does-a-sorn-car-need-insurance

>Quite simply – no. You cannot drive a car to an MOT station without insurance – and if you do, you could be subject to prosecution, fixed-penalty fines – and possibly even have your car confiscated and destroyed.<

MarvinDay

Not forgetting that the new owner of the horsebox could also face a 6 point penalty on their driving licence for the offence of permitting the use of an uninsured vehicle.

As mentioned above, the best possible thing for you to do is to either refund the buyer in full or if they agree, pay for the horsebox to be repaired si it's in the same condition as when they purchased it. 

MikeJXE

born_again said:

jess882023 said:

Your unable to insure the horsebox until it has an mot. 

You are legally allowed to drive the horsebox to the mot centre. 

So you drove a uninsured & taxed vehicle on the road you did not own... Even with the owners permission. This is against the law.

If I was you I would give the person that bought the horsebox, either their money back or pay for the repairs. You could end up in very hot water here. 

You should have told them that once they bought it, it was their responsibility to have it taken away for MOT.

https://www.car.co.uk/motor-insurance/faqs/general/does-a-sorn-car-need-insurance

>Quite simply – no. You cannot drive a car to an MOT station without insurance – and if you do, you could be subject to prosecution, fixed-penalty fines – and possibly even have your car confiscated and destroyed.<

She thought she was doing them a favour like some people still do