Think I been scammed

Sheehanstressed68

I am in an IVA then got contacted by Mckenzie Jones associates giving me a much better deal I hsve paid them 4 payments and now can't  get hold od them and my IVA are threatening to go to my creditors.

geordiejon

McKenzie Jones Associates - Debt Management FRAUD! — MoneySavingExpert Forum

this may help

sourcrates

You need to clarify your situation with a little more detail if you can please.

What do you mean by a "better deal" ?

After all, an IVA, is an IVA, one is no better than the other.

Who can`t you get hold of ?
Who is your current Insolvency Practitioner ?
Go to your creditors why, for what purpose ?

McKenzie Jones associates are a firm of solicitors wanting to sue your IP for mis-selling your IVA, and charge you a whopping fee in the process, for no guarantee of success.

It most certainly is not a better deal, it is essentially a very dubious path to take, that will only cost you money, and leave you in a much worse position with your creditors.

Avoid these vultures at all costs.

cwoodhead04

Sadly you have as I have to. Contact your bank, get the payments stopped and file a dispute, unfortunately mckenzie jones convinced well x

Pearlied

I had/ have an IVA in place but was contacted by a Ronald Jones by mail, which I responded to and after a reasonable telephone conversation received an email from ronald@missoldiva.com
I eventually agreed to a paid to date  plan with McKenzie Jones and have now paid 5 of 6 £75 payments 
Reading some info in your forum it appears that they are not a ‘nice’ company and like others I get no response from them to emails and telephone calls 
Can I claim my money back somehow? Should I revert to my IVA company? 
I’m so worried now I don’t know where to turn

sourcrates

Honestly these companies prey on the vulnerable.

You should not pay them a penny more, put in a formal complaint and ask for your money back, that’s all you can do.

Pearlied

Formal complaint to McKenzie Jones? Or bank? 

sourcrates

Pearlied said:

Formal complaint to McKenzie Jones? Or bank? 

McKenzie Jones are the 3rd party interloper who have tried to take further advantage of your mis-fortune.

Lets be clear on what has happened here, they have tried to persuade you that your IVA was mis-sold, and to that end, have charged you a substantial fee in order to prove that.

Now the Iva may or may not have been suitable for you, but any complaint you have can be made yourself, for free, with absolutely no need to pay anyone any fee.

There doesn't appear to be any mention of what would happen to your debts even if you won your case, they would still remain, so you would be even more out of pocket than you were at the start.

Shocking way to treat debtors in my opinion.

Sheehanstressed68

I have now reported this company which is cloning another Ligit company with same name. Which is Mckenzie Jones associates. They got £300 from me then went to ground. Luckily the bank have reimbursed me. But beware all it is a Scam.

sourcrates

Sheehanstressed68 said:

I have now reported this company which is cloning another Ligit company with same name. Which is Mckenzie Jones associates. They got £300 from me then went to ground. Luckily the bank have reimbursed me. But beware all it is a Scam.

They are all equally as dire, the scammers because there trying to scan you obviously, but even the legit company because they introduce an element of doubt in your mind, and the whole mis-selling process with IVA`s just leaves you in a much worse position that you already were in.

Your debt does not magically disappear, even if mis-selling is proved, you still have to find a solution to that issue, and any compensation you may end up with will be minus their 40% fee.

The way to avoid any of this is to get good and proper free debt advice in the first place, from someone without an agenda, and who is not trying to sell you something, never take advice from anyone who asks you for a fee !!!!!