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Credit card payments

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Ybe
Ybe Posts: 430 Forumite
Sixth Anniversary 100 Posts Name Dropper
If you use a credit card to pay for a Wi-Fi rental abroad, and as part of the rental contract there is a late return fee, can the merchant charge your credit card automatically or do they need to request the payment from you? 

Comments

  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I think this depends on the contract, but, IMO, most likely, they can.
  • born_again
    born_again Posts: 20,174 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    Ybe said:
    If you use a credit card to pay for a Wi-Fi rental abroad, and as part of the rental contract there is a late return fee, can the merchant charge your credit card automatically or do they need to request the payment from you? 
    Yes. They could do it automatically.

    Would be via continuous payment authority. 
    Life in the slow lane
  • zagfles
    zagfles Posts: 21,381 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Chutzpah Haggler
    Do the T&Cs state they can charge your card for the late return fee or anything they say you owe?
    There is this myth that once a retailer has your card details they can charge it whatever they want whenever they want, but unless they have your authorisation to they can't (even if you owe it). That could be an explicit authorisation or something in the T&Cs saying they can charge your card for extras like late return fees.
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