We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Resolvecall doorstepping for statute barred, 15 year old phonebill
Options

Benway7
Posts: 2 Newbie

Hey, spent a long time getting rid of bad decisions in the mid oughts, and am now in a good space with my credit rating, and finally had a CCJ drop off my file last year. The CCJ came out of the blue 6 years or so ago, and was for a phone bill from Orange, for about £200 from an account that I lost track of after moving house a few times in 2008. The amount had apparently been passed through various debt collectors and was now up to c. £1300, with no record of how it was this inflated.
I thought this had gone away, until a "we tried to contact you but no one was in" letter was put through the door today.
Does anyone know what my rights are on this? I could in theory pay this, but am still frustrated that it has been turned into such a gigantic amount from such a small one. I've also spent 6 years with bad credit, and now I'm being doorstopped again? Are they able to still chase this? Can they do another CCJ? Send a Baliff? or are they relying on the embarrassment of debt collectors harassing my wife and neighbours?
Thanks
I thought this had gone away, until a "we tried to contact you but no one was in" letter was put through the door today.
Does anyone know what my rights are on this? I could in theory pay this, but am still frustrated that it has been turned into such a gigantic amount from such a small one. I've also spent 6 years with bad credit, and now I'm being doorstopped again? Are they able to still chase this? Can they do another CCJ? Send a Baliff? or are they relying on the embarrassment of debt collectors harassing my wife and neighbours?
Thanks
0
Comments
-
The only way to enforce the judgement after 6 years is with the permission of the court. Unless you have been deliberately hiding off grid there is no chance that the court would approve a request.
1 -
0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.9K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards