Want to pay off Very and Next

bibiblocksberg

I have a Very account and a Nextpay card. I am paying every month but don’t seem to get anywhere fast. Is there a credit card with either 0% or very low % interest that I could try to apply for which I can use to pay them off and just have to pay off the credit card instead? 

MorningcoffeeIV

There are lots. But whether you will get one depends on your circumstances. 

If you're struggling with catalogue debt, you're probably not in the right demographic.

Head to the DFW boards and pay off the debt the old fashioned way, with your own money.

WillPS

bibiblocksberg said:

I have a Very account and a Nextpay card. I am paying every month but don’t seem to get anywhere fast. Is there a credit card with either 0% or very low % interest that I could try to apply for which I can use to pay them off and just have to pay off the credit card instead? 

Next account accept credit card settlement, so you should be able to get a 0% purchase credit card, pay off Next with it, and then pay down the credit card.

Very I'm not so sure about, can you make payments to your existing account using a credit card? If so the same should apply.

born_again

Also look at "Money Transfer" Cards.
Which transfer cash to you bank account & allow you to make payments to other forms of debt.

WillPS

born_again said:

Also look at "Money Transfer" Cards.
Which transfer cash to you bank account & allow you to make payments to other forms of debt.

...for a chunky fee

molerat

WillPS said:

born_again said:

Also look at "Money Transfer" Cards.
Which transfer cash to you bank account & allow you to make payments to other forms of debt.

...for a chunky fee

Not generally much / any different from a BT fee

grumbler

molerat said:

WillPS said:

born_again said:

Also look at "Money Transfer" Cards.
Which transfer cash to you bank account & allow you to make payments to other forms of debt.

...for a chunky fee

Not generally much / any different from a BT fee

But different from a 0% spending card that doesn't have any fees.

WillPS

molerat said:

WillPS said:

born_again said:

Also look at "Money Transfer" Cards.
Which transfer cash to you bank account & allow you to make payments to other forms of debt.

...for a chunky fee

Not generally much / any different from a BT fee

As above OP would not be doing a balance transfer (directly, at least)

Stuart_W

Next account accept credit card settlement, so you should be able to get a 0% purchase credit card, pay off Next with it, and then pay down the credit card.

Very I'm not so sure about

Just wanted to chip in to confirm that Very, just like Next, accept credit card payments so you want a zero or low rate  purchase card. You don't need a money purchase card in this instance. 

Try any of the pre-acceptance checkers to see what chance you have, Post Office maybe.