Am I entitled to JSA

Iansellers

Hello,

I'm having to sell my property to due the cost of living crisis, unfortunately I'm struggling financially. I have no savings after the sale of my property.

Because I'm having to sell my property I will be homeless unless I move back in with my parents, they live 50 miles away so I'm having to also resign from my full time job because its not feasible to commute 50 miles each way to work each day with no vehicle.

Will I be eligible for JSA from day 1 or will I have to wait a number of weeks?

Thanks in advance for any help.

tacpot12

Have you looked at renting somewhere so that you can continue to work? You will need to provide evidence as to why renting is not an option for you. You should draw up a budget to show that renting would leave you insufficient money to buy food or heat your rental property.

fatbelly

Leaving a job voluntarily means you face a 13-week sanction

https://www.turn2us.org.uk/Benefit-guides/Jobseeker-s-Allowance-(JSA)-sanctions/How-long-will-a-sanction-last

Spoonie_Turtle

fatbelly said:

Leaving a job voluntarily means you face a 13-week sanction

https://www.turn2us.org.uk/Benefit-guides/Jobseeker-s-Allowance-(JSA)-sanctions/How-long-will-a-sanction-last

Leaving a job voluntarily without good reason would result in a sanction.

elsien

Lodgings? 

Iansellers

tacpot12 said:

Have you looked at renting somewhere so that you can continue to work? You will need to provide evidence as to why renting is not an option for you. You should draw up a budget to show that renting would leave you insufficient money to buy food or heat your rental property.

Yes, it would make me worse off. Thank you for your response.

Iansellers

fatbelly said:

Leaving a job voluntarily means you face a 13-week sanction

https://www.turn2us.org.uk/Benefit-guides/Jobseeker-s-Allowance-(JSA)-sanctions/How-long-will-a-sanction-last

Thanks for your advice, I thought it was 13 weeks. I think that's what I'll have to do then.

Robbie64

You may not get sanctioned if giving up work is unavoidable in the circumstances.

Altior

OP, what are you going to do with all of your possessions, furniture and belongings? What's your plan in regard to obtaining a job, will you be looking for work based from your parents'? I realise it's not exactly what the substance of the question was, but it's related. It would surely make most sense to get a job before the sale is completed, from wherever you are going to be looking for one. You can then move in with your parents before completion. 

poppy12345

You should also look at claiming Universal Credit as well as New style JSA. The JSA will just be deducted in full from your Universal Credit (UC) and you'll only receive about £1/month of UC but this will entitle you to the Cost of living payments.

Although UC is means tested when you put your house up for sale if you're not living in it, it can be disregarded for up to 6 months. (sometimes longer if needed) You will need to tell them that it's up for sale though.

Sanctions can apply to UC too but as others have said, due to your current circumstances there maybe no sanction.

huckster

Sounds like a pause for thought is required, so that options can be considered. 

Can the mortgage company offer a temporary payment holiday or reduced mortgage repayments for a period ?

What about taking in a lodger to rent any spare bedroom ?

Debt/budgeting advice to reduce outgoings ?

Local Council help with cost of living issues ? 

Pay rise from employers  or increased hours ? Or second job ? Or new higher paid  job where you live now ?

Have you actually put the house on the market ? Selling costs ? Legal fees etc ?