Balance Transfer for 0%

hollie.weimeraner

Just wondering how long a balance transfer takes? We're buying new kitchen worktops (cash is available) but just wondering about paying by card (cashback card) and then transferring the balance to a new 0% card. Obviously timings would need sorting as I would need to pay initially as soon after the purchasing card payment date as possible with new card in place and inside the 0% window. The cash would then go into an interest paying account. Income would pay the monthly payments.

martinbainbridge1975

2/3 working days usually as a rough guide

Sarahspangles

Can you make as much from cash back + earned interest as you pay in balance transfer fee?

hollie.weimeraner

Sarahspangles said:

Can you make as much from cash back + earned interest as you pay in balance transfer fee?

0 t/f fee if its still available

Sarahspangles

hollie.weimeraner said:

Sarahspangles said:

Can you make as much from cash back + earned interest as you pay in balance transfer fee?

0 t/f fee if its still available

It's a long time since I saw a 0% transfer fee, they made stoozing possible.

hollie.weimeraner

Sarahspangles said:

hollie.weimeraner said:

Sarahspangles said:

Can you make as much from cash back + earned interest as you pay in balance transfer fee?

0 t/f fee if its still available

It's a long time since I saw a 0% transfer fee, they made stoozing possible.

There are a few this is just 1 

denow

Would you be better purchasing with a 0% purchase card?

First Direct have one for 17 months at 0%.

You'd need a FD current account too but that's easy enough and it would also then give you access to their 7% regular saver.

EDIT: Apologies. I see your are purchasing with a cashback card.

hollie.weimeraner

denow said:

Would you be better purchasing with a 0% purchase card?

First Direct have one for 17 months at 0%.

You'd need a FD current account too but that's easy enough and it would also then give you access to their 7% regular saver.

EDIT: Apologies. I see your are purchasing with a cashback card.

That might work thanks. Less faffing and a long fee free time

hildasmuriel

Also check if your bank are doing 0% balance transfer for current customers only.

I just got a new Barclaycard with 0% fee for balance transfer but I don't think it's available to everyone.