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Carers allowance and Self employed pension contribution

optoutDB
Posts: 97 Forumite

I have received £3600 of Carers allowance this year. And it's been a quiet year, my self employed profits are around £4000.
I read that CA counts as income towards my personal tax allowance. So does it also count as income for my pension contributions? ie I can put £7600 gross into my pension this year?
Asking because the contribution needs to be made asap, and I can't start a tax return yet to see if that gives any clues.
thanks,
0
Comments
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https://www.gov.uk/hmrc-internal-manuals/pensions-tax-manual/ptm044100
https://www.litrg.org.uk/tax-guides/disabled-people-and-carers/caring-someone/tax-and-benefits-carers
https://www.litrg.org.uk/latest-news/news/180205-any-questions-carers-allowance-–-can-making-pension-contributions-help-you
There is no suggestion in the above that Carers Allowance counts as "relevant earnings".1 -
Carers Allowance is taxable income but it does not count as relevant earnings so you cannot contribute more than your £4000 of earned income from your self employment.
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Thanks for that.
Looks like I missed out on my tax efficient £13k earnings and £13k pension contribution this year. And I'll be drawing down from next year ( to get my SIPP money into an ISA) but that's for another post.0
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